This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SHIVAJI COLONY branch in ROHTAK. The 11-digit IFSC IDIB000S148 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SHIVAJI COLONY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SHIVAJI COLONY is IDIB000S148. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S148 map to this branch in ROHTAK, HARYANA.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shivaji Colony branch — IFSC IDIB000S148 — extends the bank's services to customers in and around Rohtak, Haryana.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Shivaji Colony |
| IFSC Code | IDIB000S148 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 632/32 SHIVAJI COLONY CIRCULAR ROAD NEAR JHAJJAR CHUNGI SHIVAJI COLONY PIN 124001 |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| STD Code | 1262 |
| Phone | 238406 |
About the Shivaji Colony branch
The Shivaji Colony branch of Indian Bank is situated at 632/32 SHIVAJI COLONY CIRCULAR ROAD NEAR JHAJJAR CHUNGI SHIVAJI COLONY PIN 124001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S148 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SHIVAJI COLONY branch came to be assigned the code IDIB000S148.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S148, money simply cannot be routed to the SHIVAJI COLONY branch electronically.
Account types you can open at the Shivaji Colony branch
Once you have an account at Indian Bank – SHIVAJI COLONY, the IFSC IDIB000S148 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shivaji Colony branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S148
How to transfer money using IFSC IDIB000S148
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S148 across all three.
NEFT to Indian Bank, SHIVAJI COLONY using IFSC IDIB000S148
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S148, and confirm that the system picks up Indian Bank – SHIVAJI COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000S148
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SHIVAJI COLONY, ensure your bank's portal accepts IFSC IDIB000S148 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank SHIVAJI COLONY (IFSC IDIB000S148)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S148 in your mobile or internet banking app, and the money is credited to the SHIVAJI COLONY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S148 for Indian Bank – SHIVAJI COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S148 | Yes – IDIB000S148 | Yes – IDIB000S148 |
For most retail customers crediting the Shivaji Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S148
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SHIVAJI COLONY is still mapped to IFSC IDIB000S148. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S148 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000S148
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SHIVAJI COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S148 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shivaji Colony branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S148 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SHIVAJI COLONY:
- The IFSC is exactly IDIB000S148 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SHIVAJI COLONY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shivaji Colony branch sits at 632/32 SHIVAJI COLONY CIRCULAR ROAD NEAR JHAJJAR CHUNGI SHIVAJI COLONY PIN 124001. If you are travelling from outside Rohtak, search for the branch on a maps application using the bank name and locality, or call 1262-238406 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S148 and your account number.
Verifying IFSC IDIB000S148 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S148 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1262-238406.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shivaji Colony branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S148, however, work 24x7.
Branch address & contact
Indian BankShivaji Colony Branch
632/32 SHIVAJI COLONY CIRCULAR ROAD NEAR JHAJJAR CHUNGI SHIVAJI COLONY PIN 124001
Rohtak, Haryana
Phone: 1262-238406
IFSC: IDIB000S148
Frequently asked questions
Can I use IFSC IDIB000S148 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S148 to send funds instantly.
How quickly will an NEFT transfer using IDIB000S148 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Shivaji Colony reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shivaji Colony branch but serve different purposes.
What is the phone number of Indian Bank Shivaji Colony branch?
You can reach the branch at 1262-238406 during regular banking hours.
How do I add Indian Bank Shivaji Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S148, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S148 valid for NEFT and RTGS?
Yes. IFSC IDIB000S148 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Shivaji Colony branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1262-238406 to confirm.
Summary
The IFSC code IDIB000S148 belongs to Indian Bank's SHIVAJI COLONY branch, located at 632/32 SHIVAJI COLONY CIRCULAR ROAD NEAR JHAJJAR CHUNGI SHIVAJI COLONY PIN… in ROHTAK, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
