Use this page as a one-stop reference for everything related to Indian Bank's RENUKOOT branch in RENUKOOT, UTTAR PRADESH. The branch's IFSC code IDIB000R630 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's RENUKOOT branch, the IFSC IDIB000R630 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00R630 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Renukoot branch in Renukoot, Uttar Pradesh is part of this network and uses the IFSC code IDIB000R630 for all electronic settlement.
Renukoot branch overview
Located at AT PO RENUKOOT RENUKOOT RENUKOOT RENUKOOT PIN 231217, the Renukoot branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000R630 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Renukoot |
| IFSC Code | IDIB000R630 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO RENUKOOT RENUKOOT RENUKOOT RENUKOOT PIN 231217 |
| City | Renukoot |
| District | Sonbhadra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9887934438 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RENUKOOT of Indian Bank — its own 11-character IFSC. The code IDIB000R630 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000R630 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Renukoot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000R630 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000R630
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R630 across all three.
NEFT to Indian Bank, RENUKOOT using IFSC IDIB000R630
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000R630, and confirm that the system picks up Indian Bank – RENUKOOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000R630
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RENUKOOT, ensure your bank's portal accepts IFSC IDIB000R630 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – RENUKOOT, use IMPS. With IFSC IDIB000R630 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R630 for Indian Bank – RENUKOOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R630 | Yes – IDIB000R630 | Yes – IDIB000R630 |
For most retail customers crediting the Renukoot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000R630
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RENUKOOT is still mapped to IFSC IDIB000R630. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000R630 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Renukoot branch is mapped to IFSC IDIB000R630 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000R630.
Products and services
Customers walking into the Renukoot branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000R630
Online banking and IFSC IDIB000R630
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the RENUKOOT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000R630 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Renukoot branch sits at AT PO RENUKOOT RENUKOOT RENUKOOT RENUKOOT PIN 231217. If you are travelling from outside Renukoot, search for the branch on a maps application using the bank name and locality, or call 91-9887934438 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000R630 and your account number.
Common mistakes to avoid when using IFSC IDIB000R630
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – RENUKOOT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000R630. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Renukoot branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000R630, however, work 24x7.
Verifying IFSC IDIB000R630 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R630 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9887934438.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankRenukoot Branch
AT PO RENUKOOT RENUKOOT RENUKOOT RENUKOOT PIN 231217
Renukoot, Uttar Pradesh
Phone: 91-9887934438
IFSC: IDIB000R630
Frequently asked questions
How quickly will an NEFT transfer using IDIB000R630 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Renukoot reflect within 30 minutes.
Where is Indian Bank Renukoot branch located?
Indian Bank's Renukoot branch is located at AT PO RENUKOOT RENUKOOT RENUKOOT RENUKOOT PIN 231217, Renukoot, Uttar Pradesh.
Is IFSC IDIB000R630 the same for all accounts at Renukoot branch?
Yes. The IFSC IDIB000R630 is shared by every account held at Indian Bank's Renukoot branch. Only the account number changes from customer to customer.
Does Indian Bank Renukoot branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9887934438 to confirm.
What is the IFSC code of Indian Bank Renukoot branch?
The IFSC code of Indian Bank, Renukoot branch is IDIB000R630. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Renukoot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R630, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000R630 valid for NEFT and RTGS?
Yes. IFSC IDIB000R630 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000R630 is the IFSC code of Indian Bank, RENUKOOT branch, in RENUKOOT, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
