Below are the complete branch details for Indian Bank, RASTOGI TALAB branch, located in RASTOGI TALAB, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000R608. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000R608 for Indian Bank – RASTOGI TALAB — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – RASTOGI TALAB is IDIB000R608. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00R608 map to this branch in RASTOGI TALAB, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rastogi Talab |
| IFSC Code | IDIB000R608 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO RASTOGIA TALAB VIA ADALHAT RASTOGI TALAB RASTOGI TALAB PIN 231302 |
| City | Rastogi Talab |
| District | Mirzapur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8830928054 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rastogi Talab branch — IFSC IDIB000R608 — extends the bank's services to customers in and around Rastogi Talab, Uttar Pradesh.
About the Rastogi Talab branch
The Rastogi Talab branch of Indian Bank is situated at VILL PO RASTOGIA TALAB VIA ADALHAT RASTOGI TALAB RASTOGI TALAB PIN 231302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R608 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RASTOGI TALAB of Indian Bank — its own 11-character IFSC. The code IDIB000R608 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000R608 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000R608
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R608 across all three.
How to use IFSC IDIB000R608 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's RASTOGI TALAB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000R608.
- Confirm the bank name auto-populates as Indian Bank and the branch as RASTOGI TALAB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RASTOGI TALAB
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's RASTOGI TALAB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000R608 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – RASTOGI TALAB, use IMPS. With IFSC IDIB000R608 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R608 for Indian Bank – RASTOGI TALAB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R608 | Yes – IDIB000R608 | Yes – IDIB000R608 |
For most retail customers crediting the Rastogi Talab branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000R608
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RASTOGI TALAB is still mapped to IFSC IDIB000R608. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000R608 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rastogi Talab branch is mapped to IFSC IDIB000R608 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000R608.
Products and services
Customers walking into the Rastogi Talab branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000R608
MICR & cheque-truncation details
Cheques drawn on the Rastogi Talab branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000R608 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rastogi Talab branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000R608 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000R608
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – RASTOGI TALAB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000R608. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Rastogi Talab branch
The branch is located at VILL PO RASTOGIA TALAB VIA ADALHAT RASTOGI TALAB RASTOGI TALAB PIN 231302, which puts it inside Rastogi Talab, the broader Mirzapur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Rastogi Talab branch” — the verified location pin for IFSC IDIB000R608 should appear at the top of the results.
- Confirm the branch is open by calling 91-8830928054 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000R608 and your account number.
Verifying IFSC IDIB000R608 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R608 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8830928054.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rastogi Talab branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000R608, however, work 24x7.
Branch address & contact
Indian BankRastogi Talab Branch
VILL PO RASTOGIA TALAB VIA ADALHAT RASTOGI TALAB RASTOGI TALAB PIN 231302
Rastogi Talab, Uttar Pradesh
Phone: 91-8830928054
IFSC: IDIB000R608
Frequently asked questions
How do I add Indian Bank Rastogi Talab as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R608, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Rastogi Talab branch located?
Indian Bank's Rastogi Talab branch is located at VILL PO RASTOGIA TALAB VIA ADALHAT RASTOGI TALAB RASTOGI TALAB PIN 231302, Rastogi Talab, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000R608 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Rastogi Talab reflect within 30 minutes.
Does Indian Bank Rastogi Talab branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8830928054 to confirm.
Is IFSC IDIB000R608 the same for all accounts at Rastogi Talab branch?
Yes. The IFSC IDIB000R608 is shared by every account held at Indian Bank's Rastogi Talab branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000R608 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000R608 to send funds instantly.
What is the IFSC code of Indian Bank Rastogi Talab branch?
The IFSC code of Indian Bank, Rastogi Talab branch is IDIB000R608. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Rastogi Talab branch?
You can reach the branch at 91-8830928054 during regular banking hours.
Final notes
To recap: IDIB000R608 is the IFSC code of Indian Bank, RASTOGI TALAB branch, in RASTOGI TALAB, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
