If you are searching for the IFSC code of Indian Bank, RANIPET INDUSTRIAL COMPLEX branch in RANIPET, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000R036. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RANIPET INDUSTRIAL COMPLEX branch, and detailed step-by-step guides for using the IFSC IDIB000R036 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000R036 is the IFSC of Indian Bank's RANIPET INDUSTRIAL COMPLEX branch. The format is fixed: IDIB = bank code, 0 = reserved, 00R036 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ranipet Industrial Complex |
| IFSC Code | IDIB000R036 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403 |
| City | Ranipet |
| District | Ranipet |
| State | Tamil Nadu |
| STD Code | 4172 |
| Phone | 245799 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Ranipet Industrial Complex branch in Ranipet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000R036.
About the Ranipet Industrial Complex branch
The Ranipet Industrial Complex branch of Indian Bank is situated at CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R036 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANIPET INDUSTRIAL COMPLEX of Indian Bank — its own 11-character IFSC. The code IDIB000R036 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000R036 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000R036
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R036 across all three.
NEFT to Indian Bank, RANIPET INDUSTRIAL COMPLEX using IFSC IDIB000R036
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000R036, and confirm that the system picks up Indian Bank – RANIPET INDUSTRIAL COMPLEX. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000R036
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RANIPET INDUSTRIAL COMPLEX, ensure your bank's portal accepts IFSC IDIB000R036 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – RANIPET INDUSTRIAL COMPLEX, use IMPS. With IFSC IDIB000R036 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R036 for Indian Bank – RANIPET INDUSTRIAL COMPLEX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R036 | Yes – IDIB000R036 | Yes – IDIB000R036 |
For most retail customers crediting the Ranipet Industrial Complex branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's RANIPET INDUSTRIAL COMPLEX branch, the IFSC IDIB000R036 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ranipet Industrial Complex branch
Once you have an account at Indian Bank – RANIPET INDUSTRIAL COMPLEX, the IFSC IDIB000R036 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ranipet Industrial Complex branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000R036
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000R036 and the account number together uniquely identify the Ranipet Industrial Complex branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ranipet Industrial Complex branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000R036 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000R036
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – RANIPET INDUSTRIAL COMPLEX, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000R036. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ranipet Industrial Complex branch
The branch is located at CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403, which puts it inside Ranipet, the broader Ranipet district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Ranipet Industrial Complex branch” — the verified location pin for IFSC IDIB000R036 should appear at the top of the results.
- Confirm the branch is open by calling 4172-245799 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000R036 and your account number.
Verifying IFSC IDIB000R036 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R036 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4172-245799.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ranipet Industrial Complex branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000R036, however, work 24x7.
Branch address & contact
Indian BankRanipet Industrial Complex Branch
CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403
Ranipet, Tamil Nadu
Phone: 4172-245799
IFSC: IDIB000R036
Frequently asked questions
How quickly will an NEFT transfer using IDIB000R036 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ranipet Industrial Complex reflect within 30 minutes.
How do I add Indian Bank Ranipet Industrial Complex as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R036, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Ranipet Industrial Complex branch located?
Indian Bank's Ranipet Industrial Complex branch is located at CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403, Ranipet, Tamil Nadu.
Can I use IFSC IDIB000R036 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000R036 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranipet Industrial Complex branch but serve different purposes.
Is IFSC IDIB000R036 valid for NEFT and RTGS?
Yes. IFSC IDIB000R036 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000R036 belongs to Indian Bank's RANIPET INDUSTRIAL COMPLEX branch, located at CP 4A INDUSTRIAL COMPLEX SIPCOT RANIPET SIPCOT PIN 632403 in RANIPET, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
