IFSC Code of Indian Bank, Rangarajapuram Branch, Tamil Nadu

Below are the complete branch details for Indian Bank, RANGARAJAPURAM branch, located in RANGARAJAPURAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K141. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K141 for Indian Bank – RANGARAJAPURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – RANGARAJAPURAM is IDIB000K141. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K141 map to this branch in RANGARAJAPURAM, TAMIL NADU.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Rangarajapuram branch in Rangarajapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K141.

Branch details at a glance

Rangarajapuram branch overview

Located at NO90/238 RANGARAJAPURAM MAIN RD RANGARAJAPURAM KODAMBAKKAM PIN 600024, the Rangarajapuram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000K141 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's RANGARAJAPURAM branch came to be assigned the code IDIB000K141.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K141, money simply cannot be routed to the RANGARAJAPURAM branch electronically.

Products and account variants supported

Every account opened at the Rangarajapuram branch is mapped to IFSC IDIB000K141 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000K141.

Products and services

Customers walking into the Rangarajapuram branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000K141

How to transfer money using IFSC IDIB000K141

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K141 across all three.

How to use IFSC IDIB000K141 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's RANGARAJAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000K141.
4. Confirm the bank name auto-populates as Indian Bank and the branch as RANGARAJAPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RANGARAJAPURAM

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's RANGARAJAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K141 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank RANGARAJAPURAM (IFSC IDIB000K141)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K141 in your mobile or internet banking app, and the money is credited to the RANGARAJAPURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rangarajapuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K141:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RANGARAJAPURAM is still linked to IFSC IDIB000K141.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000K141

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RANGARAJAPURAM is still mapped to IFSC IDIB000K141. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K141 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000K141

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the RANGARAJAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K141 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000K141 and the account number together uniquely identify the Rangarajapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – RANGARAJAPURAM:

• The IFSC is exactly IDIB000K141 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and RANGARAJAPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rangarajapuram branch

The branch is located at NO90/238 RANGARAJAPURAM MAIN RD RANGARAJAPURAM KODAMBAKKAM PIN 600024, which puts it inside Rangarajapuram, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Rangarajapuram branch” — the verified location pin for IFSC IDIB000K141 should appear at the top of the results.
2. Confirm the branch is open by calling 44-24818484 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K141 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000K141 for Indian Bank – RANGARAJAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rangarajapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K141 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000K141 belongs to Indian Bank's RANGARAJAPURAM branch, located at NO90/238 RANGARAJAPURAM MAIN RD RANGARAJAPURAM KODAMBAKKAM PIN 600024 in RANGARAJAPURAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.