Below are the complete branch details for Indian Bank, KHAJURI branch, located in RAMNAGAR KHAJURI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K667. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K667 for Indian Bank – KHAJURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K667 is the IFSC of Indian Bank's KHAJURI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K667 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Khajuri branch in Ramnagar Khajuri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K667.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Khajuri |
| IFSC Code | IDIB000K667 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KHAJURI RAMNAGAR KHAJURI RAMNAGAR KHAJURI PIN 271871 |
| City | Ramnagar Khajuri |
| District | Bahraich |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9452134367 |
About this branch
The branch is located at VILL KHAJURI RAMNAGAR KHAJURI RAMNAGAR KHAJURI PIN 271871. It serves the Ramnagar Khajuri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K667 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHAJURI of Indian Bank — its own 11-character IFSC. The code IDIB000K667 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K667 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Khajuri branch is mapped to IFSC IDIB000K667 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K667.
Products and services
Customers walking into the Khajuri branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K667
How to transfer money using IFSC IDIB000K667
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K667 across all three.
NEFT to Indian Bank, KHAJURI using IFSC IDIB000K667
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K667, and confirm that the system picks up Indian Bank – KHAJURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000K667
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KHAJURI, ensure your bank's portal accepts IFSC IDIB000K667 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank KHAJURI (IFSC IDIB000K667)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K667 in your mobile or internet banking app, and the money is credited to the KHAJURI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K667 for Indian Bank – KHAJURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K667 | Yes – IDIB000K667 | Yes – IDIB000K667 |
For most retail customers crediting the Khajuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's KHAJURI branch, the IFSC IDIB000K667 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khajuri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K667 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000K667 and the account number together uniquely identify the Khajuri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000K667
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KHAJURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K667. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khajuri branch sits at VILL KHAJURI RAMNAGAR KHAJURI RAMNAGAR KHAJURI PIN 271871. If you are travelling from outside Ramnagar Khajuri, search for the branch on a maps application using the bank name and locality, or call 91-9452134367 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K667 and your account number.
Verifying IFSC IDIB000K667 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K667 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9452134367.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khajuri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K667, however, work 24x7.
Branch address & contact
Indian BankKhajuri Branch
VILL KHAJURI RAMNAGAR KHAJURI RAMNAGAR KHAJURI PIN 271871
Ramnagar Khajuri, Uttar Pradesh
Phone: 91-9452134367
IFSC: IDIB000K667
Frequently asked questions
Does Indian Bank Khajuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9452134367 to confirm.
Is IFSC IDIB000K667 the same for all accounts at Khajuri branch?
Yes. The IFSC IDIB000K667 is shared by every account held at Indian Bank's Khajuri branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Khajuri branch?
The IFSC code of Indian Bank, Khajuri branch is IDIB000K667. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Khajuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K667, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Khajuri branch?
You can reach the branch at 91-9452134367 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khajuri branch but serve different purposes.
Where is Indian Bank Khajuri branch located?
Indian Bank's Khajuri branch is located at VILL KHAJURI RAMNAGAR KHAJURI RAMNAGAR KHAJURI PIN 271871, Ramnagar Khajuri, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000K667 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Khajuri reflect within 30 minutes.
Final notes
To recap: IDIB000K667 is the IFSC code of Indian Bank, KHAJURI branch, in RAMNAGAR KHAJURI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
