Use this page as a one-stop reference for everything related to Indian Bank's BAVLA branch in RAJKOT HIGHWAY, GUJARAT. The branch's IFSC code IDIB000B189 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BAVLA is IDIB000B189. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B189 map to this branch in RAJKOT HIGHWAY, GUJARAT.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bavla |
| IFSC Code | IDIB000B189 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 34 CHAWLA ELEGANCE OPP VAISHALI SOCIETY RAJKOT HIGHWAY BAVLA PIN 382220 |
| City | Rajkot Highway |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9726428784 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bavla branch in Rajkot Highway, Gujarat is part of this network and uses the IFSC code IDIB000B189 for all electronic settlement.
About the Bavla branch
The Bavla branch of Indian Bank is situated at 34 CHAWLA ELEGANCE OPP VAISHALI SOCIETY RAJKOT HIGHWAY BAVLA PIN 382220. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B189 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAVLA of Indian Bank — its own 11-character IFSC. The code IDIB000B189 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B189 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000B189
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B189 across all three.
How to use IFSC IDIB000B189 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BAVLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B189.
- Confirm the bank name auto-populates as Indian Bank and the branch as BAVLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000B189
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BAVLA, ensure your bank's portal accepts IFSC IDIB000B189 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BAVLA, use IMPS. With IFSC IDIB000B189 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B189 for Indian Bank – BAVLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B189 | Yes – IDIB000B189 | Yes – IDIB000B189 |
For most retail customers crediting the Bavla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B189
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAVLA is still mapped to IFSC IDIB000B189. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B189 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bavla branch
Once you have an account at Indian Bank – BAVLA, the IFSC IDIB000B189 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bavla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9726428784.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B189
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B189 and the account number together uniquely identify the Bavla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bavla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B189 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000B189
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BAVLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B189. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bavla branch sits at 34 CHAWLA ELEGANCE OPP VAISHALI SOCIETY RAJKOT HIGHWAY BAVLA PIN 382220. If you are travelling from outside Rajkot Highway, search for the branch on a maps application using the bank name and locality, or call 91-9726428784 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B189 and your account number.
Verifying IFSC IDIB000B189 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B189 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9726428784.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bavla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B189, however, work 24x7.
Branch address & contact
Indian BankBavla Branch
34 CHAWLA ELEGANCE OPP VAISHALI SOCIETY RAJKOT HIGHWAY BAVLA PIN 382220
Rajkot Highway, Gujarat
Phone: 91-9726428784
IFSC: IDIB000B189
Frequently asked questions
Can I use IFSC IDIB000B189 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B189 to send funds instantly.
Where is Indian Bank Bavla branch located?
Indian Bank's Bavla branch is located at 34 CHAWLA ELEGANCE OPP VAISHALI SOCIETY RAJKOT HIGHWAY BAVLA PIN 382220, Rajkot Highway, Gujarat.
What is the phone number of Indian Bank Bavla branch?
You can reach the branch at 91-9726428784 during regular banking hours.
What is the IFSC code of Indian Bank Bavla branch?
The IFSC code of Indian Bank, Bavla branch is IDIB000B189. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Bavla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B189, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000B189 the same for all accounts at Bavla branch?
Yes. The IFSC IDIB000B189 is shared by every account held at Indian Bank's Bavla branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000B189 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bavla reflect within 30 minutes.
Final notes
To recap: IDIB000B189 is the IFSC code of Indian Bank, BAVLA branch, in RAJKOT HIGHWAY, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
