This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, GHAZIABAD SAHIBABAD branch in RAJENDRA NAGAR. The 11-digit IFSC IDIB000S528 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the GHAZIABAD SAHIBABAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S528 is the IFSC of Indian Bank's GHAZIABAD SAHIBABAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S528 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Ghaziabad Sahibabad branch in Rajendra Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S528.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ghaziabad Sahibabad |
| IFSC Code | IDIB000S528 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 63 SECTOR 5 VED PLAZA RAJENDER NAGAR RAJENDRA NAGAR RAJENDRA NAGAR SAHIBABAD PIN 201005 |
| City | Rajendra Nagar |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9883919541 |
About the Ghaziabad Sahibabad branch
The Ghaziabad Sahibabad branch of Indian Bank is situated at 63 SECTOR 5 VED PLAZA RAJENDER NAGAR RAJENDRA NAGAR RAJENDRA NAGAR SAHIBABAD PIN 201005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S528 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHAZIABAD SAHIBABAD of Indian Bank — its own 11-character IFSC. The code IDIB000S528 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S528 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ghaziabad Sahibabad branch is mapped to IFSC IDIB000S528 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S528.
Banking services available
The Ghaziabad Sahibabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9883919541.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S528
How to transfer money using IFSC IDIB000S528
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S528 across all three.
How to use IFSC IDIB000S528 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GHAZIABAD SAHIBABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S528.
- Confirm the bank name auto-populates as Indian Bank and the branch as GHAZIABAD SAHIBABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000S528
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GHAZIABAD SAHIBABAD, ensure your bank's portal accepts IFSC IDIB000S528 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank GHAZIABAD SAHIBABAD (IFSC IDIB000S528)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S528 in your mobile or internet banking app, and the money is credited to the GHAZIABAD SAHIBABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S528 for Indian Bank – GHAZIABAD SAHIBABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S528 | Yes – IDIB000S528 | Yes – IDIB000S528 |
For most retail customers crediting the Ghaziabad Sahibabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GHAZIABAD SAHIBABAD branch, the IFSC IDIB000S528 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ghaziabad Sahibabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S528 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ghaziabad Sahibabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S528 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GHAZIABAD SAHIBABAD:
- The IFSC is exactly IDIB000S528 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GHAZIABAD SAHIBABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ghaziabad Sahibabad branch sits at 63 SECTOR 5 VED PLAZA RAJENDER NAGAR RAJENDRA NAGAR RAJENDRA NAGAR SAHIBABAD PIN 201005. If you are travelling from outside Rajendra Nagar, search for the branch on a maps application using the bank name and locality, or call 91-9883919541 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S528 and your account number.
Verifying IFSC IDIB000S528 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S528 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9883919541.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghaziabad Sahibabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S528, however, work 24x7.
Branch address & contact
Indian BankGhaziabad Sahibabad Branch
63 SECTOR 5 VED PLAZA RAJENDER NAGAR RAJENDRA NAGAR RAJENDRA NAGAR SAHIBABAD PIN 201005
Rajendra Nagar, Uttar Pradesh
Phone: 91-9883919541
IFSC: IDIB000S528
Frequently asked questions
Can I use IFSC IDIB000S528 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S528 to send funds instantly.
How quickly will an NEFT transfer using IDIB000S528 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ghaziabad Sahibabad reflect within 30 minutes.
Is IFSC IDIB000S528 valid for NEFT and RTGS?
Yes. IFSC IDIB000S528 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghaziabad Sahibabad branch but serve different purposes.
Is IFSC IDIB000S528 the same for all accounts at Ghaziabad Sahibabad branch?
Yes. The IFSC IDIB000S528 is shared by every account held at Indian Bank's Ghaziabad Sahibabad branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Ghaziabad Sahibabad branch?
The IFSC code of Indian Bank, Ghaziabad Sahibabad branch is IDIB000S528. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000S528 belongs to Indian Bank's GHAZIABAD SAHIBABAD branch, located at 63 SECTOR 5 VED PLAZA RAJENDER NAGAR RAJENDRA NAGAR RAJENDRA NAGAR SAHIBABAD … in RAJENDRA NAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
