Use this page as a one-stop reference for everything related to Indian Bank's AZAMGARH branch in RAIDOPUR CHOWK AZAMGARH, UTTAR PRADESH. The branch's IFSC code IDIB000A688 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – AZAMGARH is IDIB000A688. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00A688 map to this branch in RAIDOPUR CHOWK AZAMGARH, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Azamgarh |
| IFSC Code | IDIB000A688 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH AZAMGARH PIN 276001 |
| City | Raidopur Chowk Azamgarh |
| District | Azamgarh |
| State | Uttar Pradesh |
| STD Code | 5462 |
| Phone | 220448 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Azamgarh branch in Raidopur Chowk Azamgarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000A688.
About the Azamgarh branch
The Azamgarh branch of Indian Bank is situated at NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH AZAMGARH PIN 276001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000A688 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AZAMGARH of Indian Bank — its own 11-character IFSC. The code IDIB000A688 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000A688 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000A688
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000A688 across all three.
NEFT to Indian Bank, AZAMGARH using IFSC IDIB000A688
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000A688, and confirm that the system picks up Indian Bank – AZAMGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AZAMGARH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's AZAMGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000A688 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – AZAMGARH, use IMPS. With IFSC IDIB000A688 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Azamgarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000A688:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AZAMGARH is still linked to IFSC IDIB000A688.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000A688
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – AZAMGARH is still mapped to IFSC IDIB000A688. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000A688 and the beneficiary's account number to complete the transfer.
Account types you can open at the Azamgarh branch
Once you have an account at Indian Bank – AZAMGARH, the IFSC IDIB000A688 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Azamgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5462-220448.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000A688
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000A688 and the account number together uniquely identify the Azamgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Azamgarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000A688 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000A688
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – AZAMGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000A688. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Azamgarh branch
The branch is located at NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH AZAMGARH PIN 276001, which puts it inside Raidopur Chowk Azamgarh, the broader Azamgarh district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Azamgarh branch” — the verified location pin for IFSC IDIB000A688 should appear at the top of the results.
- Confirm the branch is open by calling 5462-220448 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000A688 and your account number.
Verifying IFSC IDIB000A688 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000A688 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5462-220448.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Azamgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000A688, however, work 24x7.
Branch address & contact
Indian BankAzamgarh Branch
NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH AZAMGARH PIN 276001
Raidopur Chowk Azamgarh, Uttar Pradesh
Phone: 5462-220448
IFSC: IDIB000A688
Frequently asked questions
Does Indian Bank Azamgarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5462-220448 to confirm.
Where is Indian Bank Azamgarh branch located?
Indian Bank's Azamgarh branch is located at NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH AZAMGARH PIN 276001, Raidopur Chowk Azamgarh, Uttar Pradesh.
Is IFSC IDIB000A688 the same for all accounts at Azamgarh branch?
Yes. The IFSC IDIB000A688 is shared by every account held at Indian Bank's Azamgarh branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Azamgarh branch?
You can reach the branch at 5462-220448 during regular banking hours.
How do I add Indian Bank Azamgarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000A688, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000A688 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Azamgarh reflect within 30 minutes.
What is the IFSC code of Indian Bank Azamgarh branch?
The IFSC code of Indian Bank, Azamgarh branch is IDIB000A688. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Azamgarh branch but serve different purposes.
Summary
The IFSC code IDIB000A688 belongs to Indian Bank's AZAMGARH branch, located at NEW COLONY CIVIL LINES RAIDOPUR CHOWK AZAMGARH RAIDOPUR CHOWK AZAMGARH… in RAIDOPUR CHOWK AZAMGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
