Use this page as a one-stop reference for everything related to Indian Bank's RAHRA BAZAR branch in RAHRA BAZAAR, UTTAR PRADESH. The branch's IFSC code IDIB000R628 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000R628 is the IFSC of Indian Bank's RAHRA BAZAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00R628 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Rahra Bazar branch in Rahra Bazaar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000R628.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rahra Bazar |
| IFSC Code | IDIB000R628 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RANGE ROAD REHRA BAZAR RAHRA BAZAAR RAHRA BAZAAR PIN 271306 |
| City | Rahra Bazaar |
| District | Balrampur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7979905707 |
About the Rahra Bazar branch
The Rahra Bazar branch of Indian Bank is situated at RANGE ROAD REHRA BAZAR RAHRA BAZAAR RAHRA BAZAAR PIN 271306. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R628 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's RAHRA BAZAR branch came to be assigned the code IDIB000R628.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000R628, money simply cannot be routed to the RAHRA BAZAR branch electronically.
Account types you can open at the Rahra Bazar branch
Once you have an account at Indian Bank – RAHRA BAZAR, the IFSC IDIB000R628 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rahra Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7979905707.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000R628
How to transfer money using IFSC IDIB000R628
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R628 across all three.
How to use IFSC IDIB000R628 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's RAHRA BAZAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000R628.
- Confirm the bank name auto-populates as Indian Bank and the branch as RAHRA BAZAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000R628
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RAHRA BAZAR, ensure your bank's portal accepts IFSC IDIB000R628 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank RAHRA BAZAR (IFSC IDIB000R628)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000R628 in your mobile or internet banking app, and the money is credited to the RAHRA BAZAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R628 for Indian Bank – RAHRA BAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R628 | Yes – IDIB000R628 | Yes – IDIB000R628 |
For most retail customers crediting the Rahra Bazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000R628
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RAHRA BAZAR is still mapped to IFSC IDIB000R628. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000R628 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000R628
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the RAHRA BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000R628 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000R628 and the account number together uniquely identify the Rahra Bazar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – RAHRA BAZAR:
- The IFSC is exactly IDIB000R628 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and RAHRA BAZAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rahra Bazar branch sits at RANGE ROAD REHRA BAZAR RAHRA BAZAAR RAHRA BAZAAR PIN 271306. If you are travelling from outside Rahra Bazaar, search for the branch on a maps application using the bank name and locality, or call 91-7979905707 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000R628 and your account number.
Verifying IFSC IDIB000R628 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R628 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7979905707.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rahra Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000R628, however, work 24x7.
Branch address & contact
Indian BankRahra Bazar Branch
RANGE ROAD REHRA BAZAR RAHRA BAZAAR RAHRA BAZAAR PIN 271306
Rahra Bazaar, Uttar Pradesh
Phone: 91-7979905707
IFSC: IDIB000R628
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rahra Bazar branch but serve different purposes.
Is IFSC IDIB000R628 the same for all accounts at Rahra Bazar branch?
Yes. The IFSC IDIB000R628 is shared by every account held at Indian Bank's Rahra Bazar branch. Only the account number changes from customer to customer.
Does Indian Bank Rahra Bazar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7979905707 to confirm.
Where is Indian Bank Rahra Bazar branch located?
Indian Bank's Rahra Bazar branch is located at RANGE ROAD REHRA BAZAR RAHRA BAZAAR RAHRA BAZAAR PIN 271306, Rahra Bazaar, Uttar Pradesh.
What is the phone number of Indian Bank Rahra Bazar branch?
You can reach the branch at 91-7979905707 during regular banking hours.
How quickly will an NEFT transfer using IDIB000R628 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Rahra Bazar reflect within 30 minutes.
Final notes
To recap: IDIB000R628 is the IFSC code of Indian Bank, RAHRA BAZAR branch, in RAHRA BAZAAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
