Below are the complete branch details for Indian Bank, RAHMAN NAGAR branch, located in RAHMAN NAGAR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000R095. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000R095 for Indian Bank – RAHMAN NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's RAHMAN NAGAR branch, the IFSC IDIB000R095 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00R095 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rahman Nagar branch in Rahman Nagar, Tamil Nadu is part of this network and uses the IFSC code IDIB000R095 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rahman Nagar |
| IFSC Code | IDIB000R095 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 10RAHMAN NAGAR MEDICAL COLLEGE ROAD RAHMAN NAGAR THANJAVUR PIN 613004 |
| City | Rahman Nagar |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4362 |
| Phone | 244844 |
About this branch
The branch is located at 10RAHMAN NAGAR MEDICAL COLLEGE ROAD RAHMAN NAGAR THANJAVUR PIN 613004. It serves the Rahman Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000R095 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAHMAN NAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000R095 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000R095 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Rahman Nagar branch is mapped to IFSC IDIB000R095 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000R095.
Banking services available
The Rahman Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4362-244844.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000R095
How to transfer money using IFSC IDIB000R095
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R095 across all three.
How to use IFSC IDIB000R095 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's RAHMAN NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000R095.
- Confirm the bank name auto-populates as Indian Bank and the branch as RAHMAN NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAHMAN NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's RAHMAN NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000R095 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – RAHMAN NAGAR, use IMPS. With IFSC IDIB000R095 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R095 for Indian Bank – RAHMAN NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R095 | Yes – IDIB000R095 | Yes – IDIB000R095 |
For most retail customers crediting the Rahman Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's RAHMAN NAGAR branch, the IFSC IDIB000R095 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Rahman Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000R095 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000R095 and the account number together uniquely identify the Rahman Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000R095
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – RAHMAN NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000R095. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Rahman Nagar branch
The branch is located at 10RAHMAN NAGAR MEDICAL COLLEGE ROAD RAHMAN NAGAR THANJAVUR PIN 613004, which puts it inside Rahman Nagar, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Rahman Nagar branch” — the verified location pin for IFSC IDIB000R095 should appear at the top of the results.
- Confirm the branch is open by calling 4362-244844 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000R095 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000R095 for Indian Bank – RAHMAN NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rahman Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000R095 continue to work without interruption.
Branch address & contact
Indian BankRahman Nagar Branch
10RAHMAN NAGAR MEDICAL COLLEGE ROAD RAHMAN NAGAR THANJAVUR PIN 613004
Rahman Nagar, Tamil Nadu
Phone: 4362-244844
IFSC: IDIB000R095
Frequently asked questions
How do I add Indian Bank Rahman Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R095, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Rahman Nagar branch located?
Indian Bank's Rahman Nagar branch is located at 10RAHMAN NAGAR MEDICAL COLLEGE ROAD RAHMAN NAGAR THANJAVUR PIN 613004, Rahman Nagar, Tamil Nadu.
Is IFSC IDIB000R095 the same for all accounts at Rahman Nagar branch?
Yes. The IFSC IDIB000R095 is shared by every account held at Indian Bank's Rahman Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000R095 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000R095 to send funds instantly.
Is IFSC IDIB000R095 valid for NEFT and RTGS?
Yes. IFSC IDIB000R095 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Rahman Nagar branch?
The IFSC code of Indian Bank, Rahman Nagar branch is IDIB000R095. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Rahman Nagar branch?
You can reach the branch at 4362-244844 during regular banking hours.
Final notes
To recap: IDIB000R095 is the IFSC code of Indian Bank, RAHMAN NAGAR branch, in RAHMAN NAGAR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
