If you are searching for the IFSC code of Indian Bank, PUZHUTHIVAKKAM branch in PUZHUTHIVAKKAM ULLAGARAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000P193. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUZHUTHIVAKKAM branch, and detailed step-by-step guides for using the IFSC IDIB000P193 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PUZHUTHIVAKKAM is IDIB000P193. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P193 map to this branch in PUZHUTHIVAKKAM ULLAGARAM, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Puzhuthivakkam branch — IFSC IDIB000P193 — extends the bank's services to customers in and around Puzhuthivakkam Ullagaram, Tamil Nadu.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Puzhuthivakkam |
| IFSC Code | IDIB000P193 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM CHENNAI PIN 600091 |
| City | Puzhuthivakkam Ullagaram |
| District | Kancheepuram |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 22425335 |
About the Puzhuthivakkam branch
The Puzhuthivakkam branch of Indian Bank is situated at NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM CHENNAI PIN 600091. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P193 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PUZHUTHIVAKKAM branch came to be assigned the code IDIB000P193.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P193, money simply cannot be routed to the PUZHUTHIVAKKAM branch electronically.
Products and account variants supported
Every account opened at the Puzhuthivakkam branch is mapped to IFSC IDIB000P193 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P193.
Products and services
Customers walking into the Puzhuthivakkam branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P193
How to transfer money using IFSC IDIB000P193
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P193 across all three.
How to use IFSC IDIB000P193 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PUZHUTHIVAKKAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P193.
- Confirm the bank name auto-populates as Indian Bank and the branch as PUZHUTHIVAKKAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PUZHUTHIVAKKAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PUZHUTHIVAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P193 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PUZHUTHIVAKKAM, use IMPS. With IFSC IDIB000P193 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P193 for Indian Bank – PUZHUTHIVAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P193 | Yes – IDIB000P193 | Yes – IDIB000P193 |
For most retail customers crediting the Puzhuthivakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PUZHUTHIVAKKAM branch, the IFSC IDIB000P193 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000P193
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PUZHUTHIVAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P193 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Puzhuthivakkam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P193 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PUZHUTHIVAKKAM:
- The IFSC is exactly IDIB000P193 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PUZHUTHIVAKKAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Puzhuthivakkam branch
The branch is located at NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM CHENNAI PIN 600091, which puts it inside Puzhuthivakkam Ullagaram, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Puzhuthivakkam branch” — the verified location pin for IFSC IDIB000P193 should appear at the top of the results.
- Confirm the branch is open by calling 44-22425335 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P193 and your account number.
Verifying IFSC IDIB000P193 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P193 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-22425335.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puzhuthivakkam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P193, however, work 24x7.
Branch address & contact
Indian BankPuzhuthivakkam Branch
NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM CHENNAI PIN 600091
Puzhuthivakkam Ullagaram, Tamil Nadu
Phone: 44-22425335
IFSC: IDIB000P193
Frequently asked questions
What is the phone number of Indian Bank Puzhuthivakkam branch?
You can reach the branch at 44-22425335 during regular banking hours.
How quickly will an NEFT transfer using IDIB000P193 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Puzhuthivakkam reflect within 30 minutes.
Can I use IFSC IDIB000P193 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P193 to send funds instantly.
Is IFSC IDIB000P193 the same for all accounts at Puzhuthivakkam branch?
Yes. The IFSC IDIB000P193 is shared by every account held at Indian Bank's Puzhuthivakkam branch. Only the account number changes from customer to customer.
How do I add Indian Bank Puzhuthivakkam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P193, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Puzhuthivakkam branch?
The IFSC code of Indian Bank, Puzhuthivakkam branch is IDIB000P193. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Puzhuthivakkam branch but serve different purposes.
Where is Indian Bank Puzhuthivakkam branch located?
Indian Bank's Puzhuthivakkam branch is located at NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM CHENNAI PIN 600091, Puzhuthivakkam Ullagaram, Tamil Nadu.
Summary
The IFSC code IDIB000P193 belongs to Indian Bank's PUZHUTHIVAKKAM branch, located at NO3 I FLOOR GEMS MART COMPLEX MEDAVAKKAM MAIN ROAD PUZHUTHIVAKKAMULLAGARAM… in PUZHUTHIVAKKAM ULLAGARAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
