IFSC Code of Indian Bank, Indira Gandhi More Branch Katwa Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, INDIRA GANDHI MORE BRANCH KATWA branch in PURBHA BARDDHAMAN. The 11-digit IFSC IDIB000K289 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the INDIRA GANDHI MORE BRANCH KATWA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's INDIRA GANDHI MORE BRANCH KATWA branch, the IFSC IDIB000K289 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00K289 identifies this particular branch.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indira Gandhi More Branch Katwa branch — IFSC IDIB000K289 — extends the bank's services to customers in and around Purbha Barddhaman, West Bengal.

Branch details at a glance

About this branch

The branch is located at INDIRA GANDHI MORE SUBODH SMRITI ROAD WARD NO 12 KATWA PIN 713130. It serves the Purbha Barddhaman region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K289 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDIRA GANDHI MORE BRANCH KATWA of Indian Bank — its own 11-character IFSC. The code IDIB000K289 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K289 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Indira Gandhi More Branch Katwa branch

Once you have an account at Indian Bank – INDIRA GANDHI MORE BRANCH KATWA, the IFSC IDIB000K289 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Indira Gandhi More Branch Katwa branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000K289

How to transfer money using IFSC IDIB000K289

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K289 across all three.

NEFT to Indian Bank, INDIRA GANDHI MORE BRANCH KATWA using IFSC IDIB000K289

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K289, and confirm that the system picks up Indian Bank – INDIRA GANDHI MORE BRANCH KATWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to INDIRA GANDHI MORE BRANCH KATWA

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's INDIRA GANDHI MORE BRANCH KATWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K289 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – INDIRA GANDHI MORE BRANCH KATWA, use IMPS. With IFSC IDIB000K289 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Indira Gandhi More Branch Katwa

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K289:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDIRA GANDHI MORE BRANCH KATWA is still linked to IFSC IDIB000K289.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's INDIRA GANDHI MORE BRANCH KATWA branch, the IFSC IDIB000K289 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Indira Gandhi More Branch Katwa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000K289 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Indira Gandhi More Branch Katwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K289 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – INDIRA GANDHI MORE BRANCH KATWA:

• The IFSC is exactly IDIB000K289 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and INDIRA GANDHI MORE BRANCH KATWA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Indira Gandhi More Branch Katwa branch

The branch is located at INDIRA GANDHI MORE SUBODH SMRITI ROAD WARD NO 12 KATWA PIN 713130, which puts it inside Purbha Barddhaman, the broader Purbha Barddhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Indira Gandhi More Branch Katwa branch” — the verified location pin for IFSC IDIB000K289 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9073397930 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K289 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000K289 for Indian Bank – INDIRA GANDHI MORE BRANCH KATWA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Indira Gandhi More Branch Katwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K289 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000K289 belongs to Indian Bank's INDIRA GANDHI MORE BRANCH KATWA branch, located at INDIRA GANDHI MORE SUBODH SMRITI ROAD WARD NO 12 KATWA PIN 713130 in PURBHA BARDDHAMAN, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.