Below are the complete branch details for Indian Bank, PULLAGOUNDAMPATTI branch, located in PULLAGOUNDAMPATTI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M090. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M090 for Indian Bank – PULLAGOUNDAMPATTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PULLAGOUNDAMPATTI is IDIB000M090. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M090 map to this branch in PULLAGOUNDAMPATTI, TAMIL NADU.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pullagoundampatti |
| IFSC Code | IDIB000M090 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 46/1 MAIN ROAD PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PIN 637202 |
| City | Pullagoundampatti |
| District | Namakkal |
| State | Tamil Nadu |
| STD Code | 4288 |
| Phone | 230460 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pullagoundampatti branch — IFSC IDIB000M090 — extends the bank's services to customers in and around Pullagoundampatti, Tamil Nadu.
About the Pullagoundampatti branch
The Pullagoundampatti branch of Indian Bank is situated at 46/1 MAIN ROAD PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PIN 637202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M090 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PULLAGOUNDAMPATTI of Indian Bank — its own 11-character IFSC. The code IDIB000M090 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M090 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000M090
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M090 across all three.
NEFT to Indian Bank, PULLAGOUNDAMPATTI using IFSC IDIB000M090
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M090, and confirm that the system picks up Indian Bank – PULLAGOUNDAMPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M090
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PULLAGOUNDAMPATTI, ensure your bank's portal accepts IFSC IDIB000M090 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank PULLAGOUNDAMPATTI (IFSC IDIB000M090)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M090 in your mobile or internet banking app, and the money is credited to the PULLAGOUNDAMPATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M090 for Indian Bank – PULLAGOUNDAMPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M090 | Yes – IDIB000M090 | Yes – IDIB000M090 |
For most retail customers crediting the Pullagoundampatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M090
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PULLAGOUNDAMPATTI is still mapped to IFSC IDIB000M090. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M090 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pullagoundampatti branch is mapped to IFSC IDIB000M090 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M090.
Products and services
Customers walking into the Pullagoundampatti branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M090
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M090 and the account number together uniquely identify the Pullagoundampatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000M090
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PULLAGOUNDAMPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M090 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000M090
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PULLAGOUNDAMPATTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M090. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pullagoundampatti branch
The branch is located at 46/1 MAIN ROAD PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PIN 637202, which puts it inside Pullagoundampatti, the broader Namakkal district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Pullagoundampatti branch” — the verified location pin for IFSC IDIB000M090 should appear at the top of the results.
- Confirm the branch is open by calling 4288-230460 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M090 and your account number.
Verifying IFSC IDIB000M090 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M090 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4288-230460.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pullagoundampatti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M090, however, work 24x7.
Branch address & contact
Indian BankPullagoundampatti Branch
46/1 MAIN ROAD PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PULLAGOUNDAMPATTI PIN 637202
Pullagoundampatti, Tamil Nadu
Phone: 4288-230460
IFSC: IDIB000M090
Frequently asked questions
Does Indian Bank Pullagoundampatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4288-230460 to confirm.
What is the IFSC code of Indian Bank Pullagoundampatti branch?
The IFSC code of Indian Bank, Pullagoundampatti branch is IDIB000M090. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Pullagoundampatti branch?
You can reach the branch at 4288-230460 during regular banking hours.
How do I add Indian Bank Pullagoundampatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M090, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000M090 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M090 to send funds instantly.
Is IFSC IDIB000M090 valid for NEFT and RTGS?
Yes. IFSC IDIB000M090 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000M090 is the IFSC code of Indian Bank, PULLAGOUNDAMPATTI branch, in PULLAGOUNDAMPATTI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
