Use this page as a one-stop reference for everything related to Indian Bank's PUDUPATTI branch in PUDUPATTI, TAMIL NADU. The branch's IFSC code IDIB000P052 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PUDUPATTI is IDIB000P052. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P052 map to this branch in PUDUPATTI, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pudupatti branch — IFSC IDIB000P052 — extends the bank's services to customers in and around Pudupatti, Tamil Nadu.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pudupatti |
| IFSC Code | IDIB000P052 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3031 BAZAAR MAIN ROAD PUDUPATTI PONNAMARAVATHY TK PIN 622408 |
| City | Pudupatti |
| District | Pudukkottai |
| State | Tamil Nadu |
| STD Code | 4333 |
| Phone | 262036 |
About the Pudupatti branch
The Pudupatti branch of Indian Bank is situated at 3031 BAZAAR MAIN ROAD PUDUPATTI PONNAMARAVATHY TK PIN 622408. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P052 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PUDUPATTI branch came to be assigned the code IDIB000P052.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P052, money simply cannot be routed to the PUDUPATTI branch electronically.
Products and account variants supported
Every account opened at the Pudupatti branch is mapped to IFSC IDIB000P052 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P052.
Banking services available
The Pudupatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4333-262036.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P052
How to transfer money using IFSC IDIB000P052
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P052 across all three.
How to use IFSC IDIB000P052 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PUDUPATTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P052.
- Confirm the bank name auto-populates as Indian Bank and the branch as PUDUPATTI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PUDUPATTI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PUDUPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P052 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PUDUPATTI, use IMPS. With IFSC IDIB000P052 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pudupatti
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000P052:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUDUPATTI is still linked to IFSC IDIB000P052.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000P052
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PUDUPATTI is still mapped to IFSC IDIB000P052. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P052 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000P052
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PUDUPATTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P052 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P052 and the account number together uniquely identify the Pudupatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000P052
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PUDUPATTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P052. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pudupatti branch sits at 3031 BAZAAR MAIN ROAD PUDUPATTI PONNAMARAVATHY TK PIN 622408. If you are travelling from outside Pudupatti, search for the branch on a maps application using the bank name and locality, or call 4333-262036 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P052 and your account number.
Verifying IFSC IDIB000P052 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P052 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4333-262036.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pudupatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P052 continue to work without interruption.
Branch address & contact
Indian BankPudupatti Branch
3031 BAZAAR MAIN ROAD PUDUPATTI PONNAMARAVATHY TK PIN 622408
Pudupatti, Tamil Nadu
Phone: 4333-262036
IFSC: IDIB000P052
Frequently asked questions
Is IFSC IDIB000P052 the same for all accounts at Pudupatti branch?
Yes. The IFSC IDIB000P052 is shared by every account held at Indian Bank's Pudupatti branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Pudupatti branch?
You can reach the branch at 4333-262036 during regular banking hours.
Does Indian Bank Pudupatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4333-262036 to confirm.
Is IFSC IDIB000P052 valid for NEFT and RTGS?
Yes. IFSC IDIB000P052 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pudupatti branch but serve different purposes.
Can I use IFSC IDIB000P052 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P052 to send funds instantly.
Summary
The IFSC code IDIB000P052 belongs to Indian Bank's PUDUPATTI branch, located at 3031 BAZAAR MAIN ROAD PUDUPATTI PONNAMARAVATHY TK PIN 622408 in PUDUPATTI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
