Use this page as a one-stop reference for everything related to Indian Bank's PUDUNAGAR branch in PUDUNAGAR, TAMIL NADU. The branch's IFSC code IDIB000P115 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's PUDUNAGAR branch, the IFSC IDIB000P115 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00P115 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pudunagar |
| IFSC Code | IDIB000P115 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 259 MAIN ROAD PUDUNAGAR PUDUNAGAR PIN 613301 |
| City | Pudunagar |
| District | Pudukkottai |
| State | Tamil Nadu |
| STD Code | 4322 |
| Phone | 275762 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pudunagar branch in Pudunagar, Tamil Nadu is part of this network and uses the IFSC code IDIB000P115 for all electronic settlement.
About the Pudunagar branch
The Pudunagar branch of Indian Bank is situated at 259 MAIN ROAD PUDUNAGAR PUDUNAGAR PIN 613301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P115 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUDUNAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000P115 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P115 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000P115
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P115 across all three.
NEFT to Indian Bank, PUDUNAGAR using IFSC IDIB000P115
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P115, and confirm that the system picks up Indian Bank – PUDUNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PUDUNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PUDUNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P115 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PUDUNAGAR, use IMPS. With IFSC IDIB000P115 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P115 for Indian Bank – PUDUNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P115 | Yes – IDIB000P115 | Yes – IDIB000P115 |
For most retail customers crediting the Pudunagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000P115
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PUDUNAGAR is still mapped to IFSC IDIB000P115. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P115 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pudunagar branch is mapped to IFSC IDIB000P115 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P115.
Banking services available
The Pudunagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4322-275762.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P115
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P115 and the account number together uniquely identify the Pudunagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000P115
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PUDUNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000P115
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PUDUNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P115. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pudunagar branch sits at 259 MAIN ROAD PUDUNAGAR PUDUNAGAR PIN 613301. If you are travelling from outside Pudunagar, search for the branch on a maps application using the bank name and locality, or call 4322-275762 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P115 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000P115 for Indian Bank – PUDUNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pudunagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P115 continue to work without interruption.
Branch address & contact
Indian BankPudunagar Branch
259 MAIN ROAD PUDUNAGAR PUDUNAGAR PIN 613301
Pudunagar, Tamil Nadu
Phone: 4322-275762
IFSC: IDIB000P115
Frequently asked questions
What is the phone number of Indian Bank Pudunagar branch?
You can reach the branch at 4322-275762 during regular banking hours.
Does Indian Bank Pudunagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4322-275762 to confirm.
What is the IFSC code of Indian Bank Pudunagar branch?
The IFSC code of Indian Bank, Pudunagar branch is IDIB000P115. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000P115 the same for all accounts at Pudunagar branch?
Yes. The IFSC IDIB000P115 is shared by every account held at Indian Bank's Pudunagar branch. Only the account number changes from customer to customer.
Is IFSC IDIB000P115 valid for NEFT and RTGS?
Yes. IFSC IDIB000P115 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Pudunagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P115, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000P115 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P115 to send funds instantly.
How quickly will an NEFT transfer using IDIB000P115 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pudunagar reflect within 30 minutes.
Summary
The IFSC code IDIB000P115 belongs to Indian Bank's PUDUNAGAR branch, located at 259 MAIN ROAD PUDUNAGAR PUDUNAGAR PIN 613301 in PUDUNAGAR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
