Use this page as a one-stop reference for everything related to Indian Bank's JANGAREDDYGUDEM branch in PRATIBHA SCHOOL JUNCTION, ANDHRA PRADESH. The branch's IFSC code IDIB000J065 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – JANGAREDDYGUDEM is IDIB000J065. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00J065 map to this branch in PRATIBHA SCHOOL JUNCTION, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jangareddygudem |
| IFSC Code | IDIB000J065 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 23833 ASWARAOPETA ROAD PRATIBHA SCHOOL JUNCTION JANGAREDDYGUDEM PIN 534447 |
| City | Pratibha School Junction |
| District | West Godavari |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9154280327 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Jangareddygudem branch in Pratibha School Junction. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J065.
About this branch
The branch is located at 23833 ASWARAOPETA ROAD PRATIBHA SCHOOL JUNCTION JANGAREDDYGUDEM PIN 534447. It serves the Pratibha School Junction region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J065 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANGAREDDYGUDEM of Indian Bank — its own 11-character IFSC. The code IDIB000J065 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J065 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000J065
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J065 across all three.
How to use IFSC IDIB000J065 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JANGAREDDYGUDEM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000J065.
- Confirm the bank name auto-populates as Indian Bank and the branch as JANGAREDDYGUDEM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000J065
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JANGAREDDYGUDEM, ensure your bank's portal accepts IFSC IDIB000J065 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JANGAREDDYGUDEM, use IMPS. With IFSC IDIB000J065 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000J065 for Indian Bank – JANGAREDDYGUDEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000J065 | Yes – IDIB000J065 | Yes – IDIB000J065 |
For most retail customers crediting the Jangareddygudem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000J065
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – JANGAREDDYGUDEM is still mapped to IFSC IDIB000J065. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000J065 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jangareddygudem branch is mapped to IFSC IDIB000J065 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000J065.
Banking services available
The Jangareddygudem branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9154280327.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000J065
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000J065 and the account number together uniquely identify the Jangareddygudem branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000J065
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JANGAREDDYGUDEM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J065 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000J065
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JANGAREDDYGUDEM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000J065. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jangareddygudem branch sits at 23833 ASWARAOPETA ROAD PRATIBHA SCHOOL JUNCTION JANGAREDDYGUDEM PIN 534447. If you are travelling from outside Pratibha School Junction, search for the branch on a maps application using the bank name and locality, or call 91-9154280327 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000J065 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000J065 for Indian Bank – JANGAREDDYGUDEM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jangareddygudem branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000J065, however, work 24x7.
Branch address & contact
Indian BankJangareddygudem Branch
23833 ASWARAOPETA ROAD PRATIBHA SCHOOL JUNCTION JANGAREDDYGUDEM PIN 534447
Pratibha School Junction, Andhra Pradesh
Phone: 91-9154280327
IFSC: IDIB000J065
Frequently asked questions
What is the IFSC code of Indian Bank Jangareddygudem branch?
The IFSC code of Indian Bank, Jangareddygudem branch is IDIB000J065. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000J065 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jangareddygudem reflect within 30 minutes.
How do I add Indian Bank Jangareddygudem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J065, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000J065 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J065 to send funds instantly.
Is IFSC IDIB000J065 valid for NEFT and RTGS?
Yes. IFSC IDIB000J065 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000J065 the same for all accounts at Jangareddygudem branch?
Yes. The IFSC IDIB000J065 is shared by every account held at Indian Bank's Jangareddygudem branch. Only the account number changes from customer to customer.
Does Indian Bank Jangareddygudem branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9154280327 to confirm.
Final notes
To recap: IDIB000J065 is the IFSC code of Indian Bank, JANGAREDDYGUDEM branch, in PRATIBHA SCHOOL JUNCTION, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
