This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, PILIBHIT branch in PILIBHIT. The 11-digit IFSC IDIB000P647 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the PILIBHIT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's PILIBHIT branch, the IFSC IDIB000P647 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00P647 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pilibhit branch — IFSC IDIB000P647 — extends the bank's services to customers in and around Pilibhit, Uttar Pradesh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pilibhit |
| IFSC Code | IDIB000P647 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001 |
| City | Pilibhit |
| District | Pilibhit |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8126264826 |
About this branch
The branch is located at CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001. It serves the Pilibhit region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000P647 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PILIBHIT branch came to be assigned the code IDIB000P647.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P647, money simply cannot be routed to the PILIBHIT branch electronically.
Products and account variants supported
Every account opened at the Pilibhit branch is mapped to IFSC IDIB000P647 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P647.
Products and services
Customers walking into the Pilibhit branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P647
How to transfer money using IFSC IDIB000P647
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P647 across all three.
NEFT to Indian Bank, PILIBHIT using IFSC IDIB000P647
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P647, and confirm that the system picks up Indian Bank – PILIBHIT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PILIBHIT
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PILIBHIT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P647 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank PILIBHIT (IFSC IDIB000P647)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000P647 in your mobile or internet banking app, and the money is credited to the PILIBHIT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pilibhit
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000P647:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PILIBHIT is still linked to IFSC IDIB000P647.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PILIBHIT branch, the IFSC IDIB000P647 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Pilibhit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P647 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P647 and the account number together uniquely identify the Pilibhit branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PILIBHIT:
- The IFSC is exactly IDIB000P647 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PILIBHIT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pilibhit branch sits at CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001. If you are travelling from outside Pilibhit, search for the branch on a maps application using the bank name and locality, or call 91-8126264826 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P647 and your account number.
Verifying IFSC IDIB000P647 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P647 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8126264826.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pilibhit branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P647, however, work 24x7.
Branch address & contact
Indian BankPilibhit Branch
CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001
Pilibhit, Uttar Pradesh
Phone: 91-8126264826
IFSC: IDIB000P647
Frequently asked questions
Where is Indian Bank Pilibhit branch located?
Indian Bank's Pilibhit branch is located at CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001, Pilibhit, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pilibhit branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000P647 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pilibhit reflect within 30 minutes.
Can I use IFSC IDIB000P647 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P647 to send funds instantly.
Is IFSC IDIB000P647 the same for all accounts at Pilibhit branch?
Yes. The IFSC IDIB000P647 is shared by every account held at Indian Bank's Pilibhit branch. Only the account number changes from customer to customer.
Does Indian Bank Pilibhit branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8126264826 to confirm.
Is IFSC IDIB000P647 valid for NEFT and RTGS?
Yes. IFSC IDIB000P647 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000P647 belongs to Indian Bank's PILIBHIT branch, located at CHOWK BAZAR NEAR RAJA SAHAB KI KOTHI PILIBHIT PILIBHIT PIN 262001 in PILIBHIT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
