Use this page as a one-stop reference for everything related to Indian Bank's PAUTA KALAN branch in PAUTAKALAN, UTTAR PRADESH. The branch's IFSC code IDIB000P624 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PAUTA KALAN is IDIB000P624. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P624 map to this branch in PAUTAKALAN, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pauta Kalan |
| IFSC Code | IDIB000P624 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001 |
| City | Pautakalan |
| District | Pilibhit |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9733350048 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pauta Kalan branch in Pautakalan, Uttar Pradesh is part of this network and uses the IFSC code IDIB000P624 for all electronic settlement.
About the Pauta Kalan branch
The Pauta Kalan branch of Indian Bank is situated at VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P624 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PAUTA KALAN branch came to be assigned the code IDIB000P624.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P624, money simply cannot be routed to the PAUTA KALAN branch electronically.
How to transfer money using IFSC IDIB000P624
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P624 across all three.
How to use IFSC IDIB000P624 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PAUTA KALAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P624.
- Confirm the bank name auto-populates as Indian Bank and the branch as PAUTA KALAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000P624
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PAUTA KALAN, ensure your bank's portal accepts IFSC IDIB000P624 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PAUTA KALAN, use IMPS. With IFSC IDIB000P624 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P624 for Indian Bank – PAUTA KALAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P624 | Yes – IDIB000P624 | Yes – IDIB000P624 |
For most retail customers crediting the Pauta Kalan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PAUTA KALAN branch, the IFSC IDIB000P624 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pauta Kalan branch is mapped to IFSC IDIB000P624 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P624.
Banking services available
The Pauta Kalan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9733350048.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P624
MICR & cheque-truncation details
Cheques drawn on the Pauta Kalan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P624 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000P624
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PAUTA KALAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P624 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000P624
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PAUTA KALAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P624. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pauta Kalan branch
The branch is located at VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001, which puts it inside Pautakalan, the broader Pilibhit district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Pauta Kalan branch” — the verified location pin for IFSC IDIB000P624 should appear at the top of the results.
- Confirm the branch is open by calling 91-9733350048 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P624 and your account number.
Verifying IFSC IDIB000P624 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P624 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9733350048.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pauta Kalan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P624, however, work 24x7.
Branch address & contact
Indian BankPauta Kalan Branch
VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001
Pautakalan, Uttar Pradesh
Phone: 91-9733350048
IFSC: IDIB000P624
Frequently asked questions
How quickly will an NEFT transfer using IDIB000P624 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pauta Kalan reflect within 30 minutes.
What is the IFSC code of Indian Bank Pauta Kalan branch?
The IFSC code of Indian Bank, Pauta Kalan branch is IDIB000P624. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Pauta Kalan branch?
You can reach the branch at 91-9733350048 during regular banking hours.
How do I add Indian Bank Pauta Kalan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P624, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Pauta Kalan branch located?
Indian Bank's Pauta Kalan branch is located at VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001, Pautakalan, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pauta Kalan branch but serve different purposes.
Summary
The IFSC code IDIB000P624 belongs to Indian Bank's PAUTA KALAN branch, located at VILL PO PAUTAKALAN PAUTAKALAN PAUTAKALAN PIN 262001 in PAUTAKALAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
