Use this page as a one-stop reference for everything related to Indian Bank's PATRAN branch in PATRAN, PUNJAB. The branch's IFSC code IDIB000P619 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PATRAN is IDIB000P619. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P619 map to this branch in PATRAN, PUNJAB.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Patran |
| IFSC Code | IDIB000P619 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NIRVANA ROAD OPPOSITE CI STAFF NEAR DANA MANDI PATRAN PATRAN PATRAN PIN 147105 |
| City | Patran |
| District | Patiala |
| State | Punjab |
| STD Code | 91 |
| Phone | 9466115509 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Patran branch in Patran, Punjab is part of this network and uses the IFSC code IDIB000P619 for all electronic settlement.
Patran branch overview
Located at NIRVANA ROAD OPPOSITE CI STAFF NEAR DANA MANDI PATRAN PATRAN PATRAN PIN 147105, the Patran branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000P619 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATRAN of Indian Bank — its own 11-character IFSC. The code IDIB000P619 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P619 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000P619
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P619 across all three.
How to use IFSC IDIB000P619 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PATRAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P619.
- Confirm the bank name auto-populates as Indian Bank and the branch as PATRAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PATRAN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PATRAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P619 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PATRAN, use IMPS. With IFSC IDIB000P619 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P619 for Indian Bank – PATRAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P619 | Yes – IDIB000P619 | Yes – IDIB000P619 |
For most retail customers crediting the Patran branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000P619
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PATRAN is still mapped to IFSC IDIB000P619. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P619 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Patran branch is mapped to IFSC IDIB000P619 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P619.
Products and services
Customers walking into the Patran branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P619
MICR & cheque-truncation details
Cheques drawn on the Patran branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P619 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Patran branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P619 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000P619
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PATRAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P619. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Patran branch sits at NIRVANA ROAD OPPOSITE CI STAFF NEAR DANA MANDI PATRAN PATRAN PATRAN PIN 147105. If you are travelling from outside Patran, search for the branch on a maps application using the bank name and locality, or call 91-9466115509 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P619 and your account number.
Verifying IFSC IDIB000P619 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P619 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9466115509.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Patran branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P619, however, work 24x7.
Branch address & contact
Indian BankPatran Branch
NIRVANA ROAD OPPOSITE CI STAFF NEAR DANA MANDI PATRAN PATRAN PATRAN PIN 147105
Patran, Punjab
Phone: 91-9466115509
IFSC: IDIB000P619
Frequently asked questions
Where is Indian Bank Patran branch located?
Indian Bank's Patran branch is located at NIRVANA ROAD OPPOSITE CI STAFF NEAR DANA MANDI PATRAN PATRAN PATRAN PIN 147105, Patran, Punjab.
Is IFSC IDIB000P619 the same for all accounts at Patran branch?
Yes. The IFSC IDIB000P619 is shared by every account held at Indian Bank's Patran branch. Only the account number changes from customer to customer.
How do I add Indian Bank Patran as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P619, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Patran branch?
The IFSC code of Indian Bank, Patran branch is IDIB000P619. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Patran branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9466115509 to confirm.
How quickly will an NEFT transfer using IDIB000P619 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Patran reflect within 30 minutes.
Is IFSC IDIB000P619 valid for NEFT and RTGS?
Yes. IFSC IDIB000P619 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000P619 is the IFSC code of Indian Bank, PATRAN branch, in PATRAN, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
