IFSC Code of Indian Bank, Pahargaon Port Blair Branch, Andaman and Nicobar

Use this page as a one-stop reference for everything related to Indian Bank's PAHARGAON PORT BLAIR branch in PATHER GUDDA, ANDAMAN AND NICOBAR. The branch's IFSC code IDIB000P259 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – PAHARGAON PORT BLAIR is IDIB000P259. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P259 map to this branch in PATHER GUDDA, ANDAMAN AND NICOBAR.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pahargaon Port Blair branch — IFSC IDIB000P259 — extends the bank's services to customers in and around Pather Gudda, Andaman and Nicobar.

Branch details at a glance

About the Pahargaon Port Blair branch

The Pahargaon Port Blair branch of Indian Bank is situated at PAHARGAON NEAR GANESH TEMPLE PATHER GUDDA PORT BLAIR PIN 744105. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P259 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PAHARGAON PORT BLAIR branch came to be assigned the code IDIB000P259.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P259, money simply cannot be routed to the PAHARGAON PORT BLAIR branch electronically.

Account types you can open at the Pahargaon Port Blair branch

Once you have an account at Indian Bank – PAHARGAON PORT BLAIR, the IFSC IDIB000P259 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Pahargaon Port Blair branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000P259

How to transfer money using IFSC IDIB000P259

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P259 across all three.

How to use IFSC IDIB000P259 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PAHARGAON PORT BLAIR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000P259.
4. Confirm the bank name auto-populates as Indian Bank and the branch as PAHARGAON PORT BLAIR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PAHARGAON PORT BLAIR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PAHARGAON PORT BLAIR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P259 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank PAHARGAON PORT BLAIR (IFSC IDIB000P259)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000P259 in your mobile or internet banking app, and the money is credited to the PAHARGAON PORT BLAIR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000P259 for Indian Bank – PAHARGAON PORT BLAIR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pahargaon Port Blair branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000P259

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PAHARGAON PORT BLAIR is still mapped to IFSC IDIB000P259. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P259 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Pahargaon Port Blair branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P259 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P259 and the account number together uniquely identify the Pahargaon Port Blair branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDIB000P259

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PAHARGAON PORT BLAIR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000P259.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pahargaon Port Blair branch sits at PAHARGAON NEAR GANESH TEMPLE PATHER GUDDA PORT BLAIR PIN 744105. If you are travelling from outside Pather Gudda, search for the branch on a maps application using the bank name and locality, or call 3192-251181 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P259 and your account number.

Verifying IFSC IDIB000P259 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P259 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3192-251181.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Pahargaon Port Blair are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P259 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000P259 belongs to Indian Bank's PAHARGAON PORT BLAIR branch, located at PAHARGAON NEAR GANESH TEMPLE PATHER GUDDA PORT BLAIR PIN 744105 in PATHER GUDDA, ANDAMAN AND NICOBAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.