If you are searching for the IFSC code of Indian Bank, PATHARLA branch in PATHARLA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is IDIB000P601. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATHARLA branch, and detailed step-by-step guides for using the IFSC IDIB000P601 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P601 is the IFSC of Indian Bank's PATHARLA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P601 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Patharla branch in Patharla, Odisha is part of this network and uses the IFSC code IDIB000P601 for all electronic settlement.
Patharla branch overview
Located at RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002, the Patharla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000P601 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Patharla |
| IFSC Code | IDIB000P601 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002 |
| City | Patharla |
| District | Balangir |
| State | Odisha |
| STD Code | 91 |
| Phone | 8895003933 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHARLA of Indian Bank — its own 11-character IFSC. The code IDIB000P601 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P601 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Patharla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P601 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000P601
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P601 across all three.
How to use IFSC IDIB000P601 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PATHARLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P601.
- Confirm the bank name auto-populates as Indian Bank and the branch as PATHARLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PATHARLA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PATHARLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P601 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PATHARLA, use IMPS. With IFSC IDIB000P601 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P601 for Indian Bank – PATHARLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P601 | Yes – IDIB000P601 | Yes – IDIB000P601 |
For most retail customers crediting the Patharla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000P601
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PATHARLA is still mapped to IFSC IDIB000P601. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P601 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Patharla branch is mapped to IFSC IDIB000P601 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P601.
Banking services available
The Patharla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8895003933.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000P601
Digital banking channels
Most day-to-day work that customers used to do at the Patharla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P601 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Patharla branch
The branch is located at RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002, which puts it inside Patharla, the broader Balangir district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Patharla branch” — the verified location pin for IFSC IDIB000P601 should appear at the top of the results.
- Confirm the branch is open by calling 91-8895003933 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P601 and your account number.
Common mistakes to avoid when using IFSC IDIB000P601
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PATHARLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P601. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Patharla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P601, however, work 24x7.
Verifying IFSC IDIB000P601 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P601 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8895003933.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankPatharla Branch
RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002
Patharla, Odisha
Phone: 91-8895003933
IFSC: IDIB000P601
Frequently asked questions
How quickly will an NEFT transfer using IDIB000P601 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Patharla reflect within 30 minutes.
What is the IFSC code of Indian Bank Patharla branch?
The IFSC code of Indian Bank, Patharla branch is IDIB000P601. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Patharla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P601, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Patharla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8895003933 to confirm.
Can I use IFSC IDIB000P601 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P601 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Patharla branch but serve different purposes.
Where is Indian Bank Patharla branch located?
Indian Bank's Patharla branch is located at RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002, Patharla, Odisha.
Is IFSC IDIB000P601 the same for all accounts at Patharla branch?
Yes. The IFSC IDIB000P601 is shared by every account held at Indian Bank's Patharla branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000P601 belongs to Indian Bank's PATHARLA branch, located at RAJIV GANDHI SEVA KENDRA VILL PO PATHARLA PATHARLA PATHARLA PATHARLA PIN 767002 in PATHARLA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
