IFSC Code of Indian Bank, Bhiringi Branch Durgapur Branch, West Bengal

Use this page as a one-stop reference for everything related to Indian Bank's BHIRINGI BRANCH DURGAPUR branch in PASCHIM BARDDHAMAN, WEST BENGAL. The branch's IFSC code IDIB000D023 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – BHIRINGI BRANCH DURGAPUR is IDIB000D023. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D023 map to this branch in PASCHIM BARDDHAMAN, WEST BENGAL.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhiringi Branch Durgapur branch — IFSC IDIB000D023 — extends the bank's services to customers in and around Paschim Barddhaman, West Bengal.

Bhiringi Branch Durgapur branch overview

Located at PUSHPA BHAWAN OPPOSITE TN GIRLS HIGH SCHOOL NACHAN ROAD BENACHITY DURGAPUR NACHAN ROAD BENACHITY DURGAPUR PIN 713213, the Bhiringi Branch Durgapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D023 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHIRINGI BRANCH DURGAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000D023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D023 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000D023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D023 across all three.

NEFT to Indian Bank, BHIRINGI BRANCH DURGAPUR using IFSC IDIB000D023

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D023, and confirm that the system picks up Indian Bank – BHIRINGI BRANCH DURGAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDIB000D023

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BHIRINGI BRANCH DURGAPUR, ensure your bank's portal accepts IFSC IDIB000D023 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – BHIRINGI BRANCH DURGAPUR, use IMPS. With IFSC IDIB000D023 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000D023 for Indian Bank – BHIRINGI BRANCH DURGAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhiringi Branch Durgapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000D023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BHIRINGI BRANCH DURGAPUR is still mapped to IFSC IDIB000D023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D023 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bhiringi Branch Durgapur branch

Once you have an account at Indian Bank – BHIRINGI BRANCH DURGAPUR, the IFSC IDIB000D023 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhiringi Branch Durgapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 343-2583648.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D023

MICR & cheque-truncation details

Cheques drawn on the Bhiringi Branch Durgapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhiringi Branch Durgapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BHIRINGI BRANCH DURGAPUR:

• The IFSC is exactly IDIB000D023 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and BHIRINGI BRANCH DURGAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhiringi Branch Durgapur branch sits at PUSHPA BHAWAN OPPOSITE TN GIRLS HIGH SCHOOL NACHAN ROAD BENACHITY DURGAPUR NACHAN ROAD BENACHITY DURGAPUR PIN 713213. If you are travelling from outside Paschim Barddhaman, search for the branch on a maps application using the bank name and locality, or call 343-2583648 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D023 and your account number.

Verifying IFSC IDIB000D023 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D023 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 343-2583648.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhiringi Branch Durgapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D023 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000D023 is the IFSC code of Indian Bank, BHIRINGI BRANCH DURGAPUR branch, in PASCHIM BARDDHAMAN, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.