IFSC Code of Indian Bank, Crossings Republik Erstwhile Vaishali Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Bank, CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch in PARAMOUNT SPECTRUM, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000C178. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch, and detailed step-by-step guides for using the IFSC IDIB000C178 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch, the IFSC IDIB000C178 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00C178 identifies this particular branch.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Crossings Republik Erstwhile Vaishali branch in Paramount Spectrum, Uttar Pradesh is part of this network and uses the IFSC code IDIB000C178 for all electronic settlement.

About the Crossings Republik Erstwhile Vaishali branch

The Crossings Republik Erstwhile Vaishali branch of Indian Bank is situated at SHOP NO10 11 GROUND FLOOR PARAMOUNT SPECTRUM CROSSINGS REPUBLIK PIN 201016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C178 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch came to be assigned the code IDIB000C178.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C178, money simply cannot be routed to the CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch electronically.

How to transfer money using IFSC IDIB000C178

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C178 across all three.

NEFT to Indian Bank, CROSSINGS REPUBLIK ERSTWHILE VAISHALI using IFSC IDIB000C178

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C178, and confirm that the system picks up Indian Bank – CROSSINGS REPUBLIK ERSTWHILE VAISHALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CROSSINGS REPUBLIK ERSTWHILE VAISHALI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C178 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank CROSSINGS REPUBLIK ERSTWHILE VAISHALI (IFSC IDIB000C178)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000C178 in your mobile or internet banking app, and the money is credited to the CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Crossings Republik Erstwhile Vaishali

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000C178:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CROSSINGS REPUBLIK ERSTWHILE VAISHALI is still linked to IFSC IDIB000C178.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch, the IFSC IDIB000C178 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Crossings Republik Erstwhile Vaishali branch

Once you have an account at Indian Bank – CROSSINGS REPUBLIK ERSTWHILE VAISHALI, the IFSC IDIB000C178 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Crossings Republik Erstwhile Vaishali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9871637482.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000C178

MICR & cheque-truncation details

Cheques drawn on the Crossings Republik Erstwhile Vaishali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C178 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Crossings Republik Erstwhile Vaishali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000C178 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – CROSSINGS REPUBLIK ERSTWHILE VAISHALI:

• The IFSC is exactly IDIB000C178 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and CROSSINGS REPUBLIK ERSTWHILE VAISHALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Crossings Republik Erstwhile Vaishali branch

The branch is located at SHOP NO10 11 GROUND FLOOR PARAMOUNT SPECTRUM CROSSINGS REPUBLIK PIN 201016, which puts it inside Paramount Spectrum, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Crossings Republik Erstwhile Vaishali branch” — the verified location pin for IFSC IDIB000C178 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9871637482 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C178 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000C178 for Indian Bank – CROSSINGS REPUBLIK ERSTWHILE VAISHALI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Crossings Republik Erstwhile Vaishali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C178 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000C178 belongs to Indian Bank's CROSSINGS REPUBLIK ERSTWHILE VAISHALI branch, located at SHOP NO10 11 GROUND FLOOR PARAMOUNT SPECTRUM CROSSINGS REPUBLIK PIN 201016 in PARAMOUNT SPECTRUM, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.