This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, PALIA branch in PALIA. The 11-digit IFSC IDIB000P535 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the PALIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P535 is the IFSC of Indian Bank's PALIA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P535 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Palia branch in Palia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000P535.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Palia |
| IFSC Code | IDIB000P535 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN 241402 |
| City | Palia |
| District | Hardoi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9839590176 |
Palia branch overview
Located at VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN 241402, the Palia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000P535 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PALIA branch came to be assigned the code IDIB000P535.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P535, money simply cannot be routed to the PALIA branch electronically.
Products and account variants supported
Every account opened at the Palia branch is mapped to IFSC IDIB000P535 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P535.
Products and services
Customers walking into the Palia branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P535
How to transfer money using IFSC IDIB000P535
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P535 across all three.
How to use IFSC IDIB000P535 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PALIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P535.
- Confirm the bank name auto-populates as Indian Bank and the branch as PALIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PALIA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PALIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P535 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PALIA, use IMPS. With IFSC IDIB000P535 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Palia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000P535:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALIA is still linked to IFSC IDIB000P535.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PALIA branch, the IFSC IDIB000P535 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Palia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P535 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P535 and the account number together uniquely identify the Palia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PALIA:
- The IFSC is exactly IDIB000P535 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PALIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Palia branch
The branch is located at VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN 241402, which puts it inside Palia, the broader Hardoi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Palia branch” — the verified location pin for IFSC IDIB000P535 should appear at the top of the results.
- Confirm the branch is open by calling 91-9839590176 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P535 and your account number.
Verifying IFSC IDIB000P535 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P535 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9839590176.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Palia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000P535, however, work 24x7.
Branch address & contact
Indian BankPalia Branch
VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN 241402
Palia, Uttar Pradesh
Phone: 91-9839590176
IFSC: IDIB000P535
Frequently asked questions
How quickly will an NEFT transfer using IDIB000P535 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Palia reflect within 30 minutes.
What is the phone number of Indian Bank Palia branch?
You can reach the branch at 91-9839590176 during regular banking hours.
Where is Indian Bank Palia branch located?
Indian Bank's Palia branch is located at VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN 241402, Palia, Uttar Pradesh.
What is the IFSC code of Indian Bank Palia branch?
The IFSC code of Indian Bank, Palia branch is IDIB000P535. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000P535 the same for all accounts at Palia branch?
Yes. The IFSC IDIB000P535 is shared by every account held at Indian Bank's Palia branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palia branch but serve different purposes.
Is IFSC IDIB000P535 valid for NEFT and RTGS?
Yes. IFSC IDIB000P535 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000P535 belongs to Indian Bank's PALIA branch, located at VILL PO PALIA BLOCK HARPALPURDIST HARDOI PALIA TIRAHA PALIA PALIA PIN… in PALIA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
