IFSC Code of Indian Bank, Padmavati Nagar Nandyal Branch, Andhra Pradesh

If you are searching for the IFSC code of Indian Bank, PADMAVATI NAGAR NANDYAL branch in PADMAVATI NAGAR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000P267. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PADMAVATI NAGAR NANDYAL branch, and detailed step-by-step guides for using the IFSC IDIB000P267 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's PADMAVATI NAGAR NANDYAL branch, the IFSC IDIB000P267 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00P267 identifies this particular branch.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Padmavati Nagar Nandyal branch — IFSC IDIB000P267 — extends the bank's services to customers in and around Padmavati Nagar, Andhra Pradesh.

Padmavati Nagar Nandyal branch overview

Located at PLOT NO 402 PADMAVATI NAGAR MAIN ROAD PADMAVATI NAGAR NANDYAL PIN 518501, the Padmavati Nagar Nandyal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000P267 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PADMAVATI NAGAR NANDYAL branch came to be assigned the code IDIB000P267.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P267, money simply cannot be routed to the PADMAVATI NAGAR NANDYAL branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Padmavati Nagar Nandyal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P267 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IDIB000P267

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P267 across all three.

NEFT to Indian Bank, PADMAVATI NAGAR NANDYAL using IFSC IDIB000P267

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P267, and confirm that the system picks up Indian Bank – PADMAVATI NAGAR NANDYAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PADMAVATI NAGAR NANDYAL

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PADMAVATI NAGAR NANDYAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P267 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank PADMAVATI NAGAR NANDYAL (IFSC IDIB000P267)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000P267 in your mobile or internet banking app, and the money is credited to the PADMAVATI NAGAR NANDYAL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000P267 for Indian Bank – PADMAVATI NAGAR NANDYAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Padmavati Nagar Nandyal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000P267

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PADMAVATI NAGAR NANDYAL is still mapped to IFSC IDIB000P267. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P267 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Padmavati Nagar Nandyal branch is mapped to IFSC IDIB000P267 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000P267.

Products and services

Customers walking into the Padmavati Nagar Nandyal branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000P267

Online banking and IFSC IDIB000P267

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the PADMAVATI NAGAR NANDYAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000P267 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Padmavati Nagar Nandyal branch sits at PLOT NO 402 PADMAVATI NAGAR MAIN ROAD PADMAVATI NAGAR NANDYAL PIN 518501. If you are travelling from outside Padmavati Nagar, search for the branch on a maps application using the bank name and locality, or call 8514-242969 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P267 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PADMAVATI NAGAR NANDYAL:

• The IFSC is exactly IDIB000P267 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and PADMAVATI NAGAR NANDYAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Padmavati Nagar Nandyal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P267 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000P267 for Indian Bank – PADMAVATI NAGAR NANDYAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000P267 belongs to Indian Bank's PADMAVATI NAGAR NANDYAL branch, located at PLOT NO 402 PADMAVATI NAGAR MAIN ROAD PADMAVATI NAGAR NANDYAL PIN 518501 in PADMAVATI NAGAR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.