Below are the complete branch details for Indian Bank, PADAULI branch, located in PADAULI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000P510. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000P510 for Indian Bank – PADAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – PADAULI is IDIB000P510. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00P510 map to this branch in PADAULI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Padauli |
| IFSC Code | IDIB000P510 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PADAULI VILL PO KAKRAHI PADAULI KAKRAHI PIN 273408 |
| City | Padauli |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9621534301 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Padauli branch in Padauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000P510.
About this branch
The branch is located at PADAULI VILL PO KAKRAHI PADAULI KAKRAHI PIN 273408. It serves the Padauli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000P510 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PADAULI branch came to be assigned the code IDIB000P510.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P510, money simply cannot be routed to the PADAULI branch electronically.
How to transfer money using IFSC IDIB000P510
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P510 across all three.
NEFT to Indian Bank, PADAULI using IFSC IDIB000P510
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P510, and confirm that the system picks up Indian Bank – PADAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000P510
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PADAULI, ensure your bank's portal accepts IFSC IDIB000P510 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PADAULI, use IMPS. With IFSC IDIB000P510 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P510 for Indian Bank – PADAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P510 | Yes – IDIB000P510 | Yes – IDIB000P510 |
For most retail customers crediting the Padauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000P510
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PADAULI is still mapped to IFSC IDIB000P510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P510 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Padauli branch is mapped to IFSC IDIB000P510 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P510.
Products and services
Customers walking into the Padauli branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P510
MICR & cheque-truncation details
Cheques drawn on the Padauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P510 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Padauli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P510 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000P510
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – PADAULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000P510. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Padauli branch
The branch is located at PADAULI VILL PO KAKRAHI PADAULI KAKRAHI PIN 273408, which puts it inside Padauli, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Padauli branch” — the verified location pin for IFSC IDIB000P510 should appear at the top of the results.
- Confirm the branch is open by calling 91-9621534301 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P510 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000P510 for Indian Bank – PADAULI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Padauli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P510 continue to work without interruption.
Branch address & contact
Indian BankPadauli Branch
PADAULI VILL PO KAKRAHI PADAULI KAKRAHI PIN 273408
Padauli, Uttar Pradesh
Phone: 91-9621534301
IFSC: IDIB000P510
Frequently asked questions
Is IFSC IDIB000P510 the same for all accounts at Padauli branch?
Yes. The IFSC IDIB000P510 is shared by every account held at Indian Bank's Padauli branch. Only the account number changes from customer to customer.
Where is Indian Bank Padauli branch located?
Indian Bank's Padauli branch is located at PADAULI VILL PO KAKRAHI PADAULI KAKRAHI PIN 273408, Padauli, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000P510 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Padauli reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Padauli branch but serve different purposes.
What is the phone number of Indian Bank Padauli branch?
You can reach the branch at 91-9621534301 during regular banking hours.
Does Indian Bank Padauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9621534301 to confirm.
How do I add Indian Bank Padauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P510, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000P510 valid for NEFT and RTGS?
Yes. IFSC IDIB000P510 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000P510 is the IFSC code of Indian Bank, PADAULI branch, in PADAULI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
