Below are the complete branch details for Indian Bank, PACHAR branch, located in PACHAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000P504. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000P504 for Indian Bank – PACHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P504 is the IFSC of Indian Bank's PACHAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P504 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Pachar branch in Pachar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000P504.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pachar |
| IFSC Code | IDIB000P504 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMKUI STAND VILLAGE PACHAR VIA KALWAR TEHSIL JHOTWARA PACHAR PACHAR PIN 303706 |
| City | Pachar |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9468713884 |
About the Pachar branch
The Pachar branch of Indian Bank is situated at RAMKUI STAND VILLAGE PACHAR VIA KALWAR TEHSIL JHOTWARA PACHAR PACHAR PIN 303706. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P504 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's PACHAR branch came to be assigned the code IDIB000P504.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000P504, money simply cannot be routed to the PACHAR branch electronically.
Products and account variants supported
Every account opened at the Pachar branch is mapped to IFSC IDIB000P504 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P504.
Products and services
Customers walking into the Pachar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P504
How to transfer money using IFSC IDIB000P504
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P504 across all three.
NEFT to Indian Bank, PACHAR using IFSC IDIB000P504
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000P504, and confirm that the system picks up Indian Bank – PACHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000P504
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – PACHAR, ensure your bank's portal accepts IFSC IDIB000P504 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – PACHAR, use IMPS. With IFSC IDIB000P504 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000P504 for Indian Bank – PACHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000P504 | Yes – IDIB000P504 | Yes – IDIB000P504 |
For most retail customers crediting the Pachar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000P504
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – PACHAR is still mapped to IFSC IDIB000P504. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000P504 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pachar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P504 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Pachar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000P504 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PACHAR:
- The IFSC is exactly IDIB000P504 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PACHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pachar branch
The branch is located at RAMKUI STAND VILLAGE PACHAR VIA KALWAR TEHSIL JHOTWARA PACHAR PACHAR PIN 303706, which puts it inside Pachar, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Pachar branch” — the verified location pin for IFSC IDIB000P504 should appear at the top of the results.
- Confirm the branch is open by calling 91-9468713884 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000P504 and your account number.
Verifying IFSC IDIB000P504 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P504 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9468713884.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pachar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P504 continue to work without interruption.
Branch address & contact
Indian BankPachar Branch
RAMKUI STAND VILLAGE PACHAR VIA KALWAR TEHSIL JHOTWARA PACHAR PACHAR PIN 303706
Pachar, Rajasthan
Phone: 91-9468713884
IFSC: IDIB000P504
Frequently asked questions
What is the IFSC code of Indian Bank Pachar branch?
The IFSC code of Indian Bank, Pachar branch is IDIB000P504. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pachar branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000P504 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pachar reflect within 30 minutes.
Can I use IFSC IDIB000P504 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P504 to send funds instantly.
Is IFSC IDIB000P504 the same for all accounts at Pachar branch?
Yes. The IFSC IDIB000P504 is shared by every account held at Indian Bank's Pachar branch. Only the account number changes from customer to customer.
Does Indian Bank Pachar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9468713884 to confirm.
Summary
The IFSC code IDIB000P504 belongs to Indian Bank's PACHAR branch, located at RAMKUI STAND VILLAGE PACHAR VIA KALWAR TEHSIL JHOTWARA PACHAR PACHAR PIN 303706 in PACHAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
