IFSC Code of Indian Bank, Oriental College Gujaribazar Branch, Bihar

Use this page as a one-stop reference for everything related to Indian Bank's ORIENTAL COLLEGE GUJARIBAZAR branch in ORIENTAL COLLEGE, BIHAR. The branch's IFSC code IDIB000O514 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – ORIENTAL COLLEGE GUJARIBAZAR is IDIB000O514. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00O514 map to this branch in ORIENTAL COLLEGE, BIHAR.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Oriental College Gujaribazar branch — IFSC IDIB000O514 — extends the bank's services to customers in and around Oriental College, Bihar.

About the Oriental College Gujaribazar branch

The Oriental College Gujaribazar branch of Indian Bank is situated at NAWAB BAHADUR ROAD PASCHIM DARWAJA GUJARIBAZARGULZARBAGH PO ORIENTAL COLLEGE GULZARBAGH PIN 800008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000O514 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ORIENTAL COLLEGE GUJARIBAZAR branch came to be assigned the code IDIB000O514.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000O514, money simply cannot be routed to the ORIENTAL COLLEGE GUJARIBAZAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Oriental College Gujaribazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000O514 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IDIB000O514

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000O514 across all three.

How to use IFSC IDIB000O514 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's ORIENTAL COLLEGE GUJARIBAZAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000O514.
4. Confirm the bank name auto-populates as Indian Bank and the branch as ORIENTAL COLLEGE GUJARIBAZAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ORIENTAL COLLEGE GUJARIBAZAR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ORIENTAL COLLEGE GUJARIBAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000O514 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – ORIENTAL COLLEGE GUJARIBAZAR, use IMPS. With IFSC IDIB000O514 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000O514 for Indian Bank – ORIENTAL COLLEGE GUJARIBAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Oriental College Gujaribazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's ORIENTAL COLLEGE GUJARIBAZAR branch, the IFSC IDIB000O514 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Oriental College Gujaribazar branch is mapped to IFSC IDIB000O514 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000O514.

Products and services

Customers walking into the Oriental College Gujaribazar branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000O514

Digital banking channels

Most day-to-day work that customers used to do at the Oriental College Gujaribazar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000O514 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Oriental College Gujaribazar branch sits at NAWAB BAHADUR ROAD PASCHIM DARWAJA GUJARIBAZARGULZARBAGH PO ORIENTAL COLLEGE GULZARBAGH PIN 800008. If you are travelling from outside Oriental College, search for the branch on a maps application using the bank name and locality, or call 91-9264147779 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000O514 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ORIENTAL COLLEGE GUJARIBAZAR:

• The IFSC is exactly IDIB000O514 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and ORIENTAL COLLEGE GUJARIBAZAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Oriental College Gujaribazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000O514 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000O514 for Indian Bank – ORIENTAL COLLEGE GUJARIBAZAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000O514 is the IFSC code of Indian Bank, ORIENTAL COLLEGE GUJARIBAZAR branch, in ORIENTAL COLLEGE, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.