IFSC Code of Indian Bank, North Lakhimpur Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, NORTH LAKHIMPUR branch in NORTH LAKHIMPUR. The 11-digit IFSC IDIB000N621 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the NORTH LAKHIMPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's NORTH LAKHIMPUR branch, the IFSC IDIB000N621 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00N621 identifies this particular branch.

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its North Lakhimpur branch in North Lakhimpur, Assam is part of this network and uses the IFSC code IDIB000N621 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at MALPANI CHARALI N T ROAD NORTH LAKHIMPUR PO NORTH LAKHIMPUR NORTH LAKHIMPUR PIN 787001. It serves the North Lakhimpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000N621 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NORTH LAKHIMPUR branch came to be assigned the code IDIB000N621.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N621, money simply cannot be routed to the NORTH LAKHIMPUR branch electronically.

Account types you can open at the North Lakhimpur branch

Once you have an account at Indian Bank – NORTH LAKHIMPUR, the IFSC IDIB000N621 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The North Lakhimpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8638304214.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N621

How to transfer money using IFSC IDIB000N621

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N621 across all three.

NEFT to Indian Bank, NORTH LAKHIMPUR using IFSC IDIB000N621

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N621, and confirm that the system picks up Indian Bank – NORTH LAKHIMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NORTH LAKHIMPUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NORTH LAKHIMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N621 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank NORTH LAKHIMPUR (IFSC IDIB000N621)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000N621 in your mobile or internet banking app, and the money is credited to the NORTH LAKHIMPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000N621 for Indian Bank – NORTH LAKHIMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the North Lakhimpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000N621

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NORTH LAKHIMPUR is still mapped to IFSC IDIB000N621. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000N621 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the North Lakhimpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000N621 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N621 and the account number together uniquely identify the North Lakhimpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – NORTH LAKHIMPUR:

• The IFSC is exactly IDIB000N621 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and NORTH LAKHIMPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the North Lakhimpur branch

The branch is located at MALPANI CHARALI N T ROAD NORTH LAKHIMPUR PO NORTH LAKHIMPUR NORTH LAKHIMPUR PIN 787001, which puts it inside North Lakhimpur, the broader Lakhimpur district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank North Lakhimpur branch” — the verified location pin for IFSC IDIB000N621 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8638304214 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000N621 and your account number.

Verifying IFSC IDIB000N621 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N621 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8638304214.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The North Lakhimpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000N621, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000N621 belongs to Indian Bank's NORTH LAKHIMPUR branch, located at MALPANI CHARALI N T ROAD NORTH LAKHIMPUR PO NORTH LAKHIMPUR NORTH LAKHIMPUR … in NORTH LAKHIMPUR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.