This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, NILAGIRI branch in NILAGIRI. The 11-digit IFSC IDIB000N133 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the NILAGIRI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000N133 is the IFSC of Indian Bank's NILAGIRI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00N133 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Nilagiri |
| IFSC Code | IDIB000N133 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005 |
| City | Nilagiri |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4362 |
| Phone | 227077 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nilagiri branch in Nilagiri, Tamil Nadu is part of this network and uses the IFSC code IDIB000N133 for all electronic settlement.
About this branch
The branch is located at 204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005. It serves the Nilagiri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000N133 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NILAGIRI of Indian Bank — its own 11-character IFSC. The code IDIB000N133 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000N133 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000N133
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N133 across all three.
NEFT to Indian Bank, NILAGIRI using IFSC IDIB000N133
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N133, and confirm that the system picks up Indian Bank – NILAGIRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000N133
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – NILAGIRI, ensure your bank's portal accepts IFSC IDIB000N133 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank NILAGIRI (IFSC IDIB000N133)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000N133 in your mobile or internet banking app, and the money is credited to the NILAGIRI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N133 for Indian Bank – NILAGIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N133 | Yes – IDIB000N133 | Yes – IDIB000N133 |
For most retail customers crediting the Nilagiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's NILAGIRI branch, the IFSC IDIB000N133 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nilagiri branch
Once you have an account at Indian Bank – NILAGIRI, the IFSC IDIB000N133 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nilagiri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4362-227077.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N133
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N133 and the account number together uniquely identify the Nilagiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000N133
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NILAGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000N133 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000N133
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NILAGIRI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000N133. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nilagiri branch
The branch is located at 204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005, which puts it inside Nilagiri, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Nilagiri branch” — the verified location pin for IFSC IDIB000N133 should appear at the top of the results.
- Confirm the branch is open by calling 4362-227077 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000N133 and your account number.
Verifying IFSC IDIB000N133 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N133 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4362-227077.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nilagiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000N133, however, work 24x7.
Branch address & contact
Indian BankNilagiri Branch
204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005
Nilagiri, Tamil Nadu
Phone: 4362-227077
IFSC: IDIB000N133
Frequently asked questions
What is the IFSC code of Indian Bank Nilagiri branch?
The IFSC code of Indian Bank, Nilagiri branch is IDIB000N133. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000N133 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N133 to send funds instantly.
Does Indian Bank Nilagiri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4362-227077 to confirm.
Where is Indian Bank Nilagiri branch located?
Indian Bank's Nilagiri branch is located at 204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005, Nilagiri, Tamil Nadu.
Is IFSC IDIB000N133 the same for all accounts at Nilagiri branch?
Yes. The IFSC IDIB000N133 is shared by every account held at Indian Bank's Nilagiri branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nilagiri branch but serve different purposes.
What is the phone number of Indian Bank Nilagiri branch?
You can reach the branch at 4362-227077 during regular banking hours.
How quickly will an NEFT transfer using IDIB000N133 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Nilagiri reflect within 30 minutes.
Summary
The IFSC code IDIB000N133 belongs to Indian Bank's NILAGIRI branch, located at 204AVP ALAGAMMAL NAGAR TRICHY MAIN ROAD NILAGIRI NILAGIRI PIN 613005 in NILAGIRI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
