If you are searching for the IFSC code of Indian Bank, KODALIA branch in NEW BARRACKPORE, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000K727. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KODALIA branch, and detailed step-by-step guides for using the IFSC IDIB000K727 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's KODALIA branch, the IFSC IDIB000K727 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00K727 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kodalia branch in New Barrackpore, West Bengal is part of this network and uses the IFSC code IDIB000K727 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kodalia |
| IFSC Code | IDIB000K727 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131 |
| City | New Barrackpore |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9830593018 |
About the Kodalia branch
The Kodalia branch of Indian Bank is situated at VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K727 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KODALIA branch came to be assigned the code IDIB000K727.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K727, money simply cannot be routed to the KODALIA branch electronically.
Products and account variants supported
Every account opened at the Kodalia branch is mapped to IFSC IDIB000K727 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K727.
Products and services
Customers walking into the Kodalia branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K727
How to transfer money using IFSC IDIB000K727
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K727 across all three.
How to use IFSC IDIB000K727 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KODALIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K727.
- Confirm the bank name auto-populates as Indian Bank and the branch as KODALIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000K727
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KODALIA, ensure your bank's portal accepts IFSC IDIB000K727 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KODALIA, use IMPS. With IFSC IDIB000K727 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kodalia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000K727:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KODALIA is still linked to IFSC IDIB000K727.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000K727
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KODALIA is still mapped to IFSC IDIB000K727. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K727 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000K727
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KODALIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K727 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kodalia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K727 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000K727
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KODALIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K727. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kodalia branch
The branch is located at VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131, which puts it inside New Barrackpore, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Kodalia branch” — the verified location pin for IFSC IDIB000K727 should appear at the top of the results.
- Confirm the branch is open by calling 91-9830593018 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000K727 and your account number.
Verifying IFSC IDIB000K727 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K727 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9830593018.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kodalia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K727 continue to work without interruption.
Branch address & contact
Indian BankKodalia Branch
VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131
New Barrackpore, West Bengal
Phone: 91-9830593018
IFSC: IDIB000K727
Frequently asked questions
Is IFSC IDIB000K727 valid for NEFT and RTGS?
Yes. IFSC IDIB000K727 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000K727 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Kodalia reflect within 30 minutes.
Does Indian Bank Kodalia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9830593018 to confirm.
What is the phone number of Indian Bank Kodalia branch?
You can reach the branch at 91-9830593018 during regular banking hours.
Is IFSC IDIB000K727 the same for all accounts at Kodalia branch?
Yes. The IFSC IDIB000K727 is shared by every account held at Indian Bank's Kodalia branch. Only the account number changes from customer to customer.
How do I add Indian Bank Kodalia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K727, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Kodalia branch located?
Indian Bank's Kodalia branch is located at VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131, New Barrackpore, West Bengal.
Can I use IFSC IDIB000K727 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K727 to send funds instantly.
Summary
The IFSC code IDIB000K727 belongs to Indian Bank's KODALIA branch, located at VILL KODALIA P O NEW BARRACKPORE NEW BARRACKPORE NEW BARRACKPORE PIN 700131 in NEW BARRACKPORE, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
