This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, NARAYANPET branch in NARAYANPET. The 11-digit IFSC IDIB000N190 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the NARAYANPET location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – NARAYANPET is IDIB000N190. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00N190 map to this branch in NARAYANPET, TELANGANA.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Narayanpet branch in Narayanpet, Telangana is part of this network and uses the IFSC code IDIB000N190 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Narayanpet |
| IFSC Code | IDIB000N190 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HNO-1-7-60,CIVIL LANE ROAD,TEACHERS COLONY,NARAYANPET |
| City | Narayanpet |
| District | Narayanpet |
| State | Telangana |
| STD Code | 0 |
| Phone | 8639205317 |
About the Narayanpet branch
The Narayanpet branch of Indian Bank is situated at HNO-1-7-60,CIVIL LANE ROAD,TEACHERS COLONY,NARAYANPET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000N190 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARAYANPET of Indian Bank — its own 11-character IFSC. The code IDIB000N190 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000N190 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Narayanpet branch
Once you have an account at Indian Bank – NARAYANPET, the IFSC IDIB000N190 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Narayanpet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8639205317.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N190
How to transfer money using IFSC IDIB000N190
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N190 across all three.
How to use IFSC IDIB000N190 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's NARAYANPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000N190.
- Confirm the bank name auto-populates as Indian Bank and the branch as NARAYANPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NARAYANPET
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NARAYANPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N190 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – NARAYANPET, use IMPS. With IFSC IDIB000N190 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N190 for Indian Bank – NARAYANPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N190 | Yes – IDIB000N190 | Yes – IDIB000N190 |
For most retail customers crediting the Narayanpet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's NARAYANPET branch, the IFSC IDIB000N190 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Narayanpet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000N190 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N190 and the account number together uniquely identify the Narayanpet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000N190
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NARAYANPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000N190. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Narayanpet branch sits at HNO-1-7-60,CIVIL LANE ROAD,TEACHERS COLONY,NARAYANPET. If you are travelling from outside Narayanpet, search for the branch on a maps application using the bank name and locality, or call 8639205317 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000N190 and your account number.
Verifying IFSC IDIB000N190 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N190 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8639205317.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Narayanpet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N190 continue to work without interruption.
Branch address & contact
Indian BankNarayanpet Branch
HNO-1-7-60,CIVIL LANE ROAD,TEACHERS COLONY,NARAYANPET
Narayanpet, Telangana
Phone: 8639205317
IFSC: IDIB000N190
Frequently asked questions
Is IFSC IDIB000N190 valid for NEFT and RTGS?
Yes. IFSC IDIB000N190 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Narayanpet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000N190, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000N190 the same for all accounts at Narayanpet branch?
Yes. The IFSC IDIB000N190 is shared by every account held at Indian Bank's Narayanpet branch. Only the account number changes from customer to customer.
Where is Indian Bank Narayanpet branch located?
Indian Bank's Narayanpet branch is located at HNO-1-7-60,CIVIL LANE ROAD,TEACHERS COLONY,NARAYANPET, Narayanpet, Telangana.
What is the phone number of Indian Bank Narayanpet branch?
You can reach the branch at 8639205317 during regular banking hours.
Can I use IFSC IDIB000N190 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N190 to send funds instantly.
Final notes
To recap: IDIB000N190 is the IFSC code of Indian Bank, NARAYANPET branch, in NARAYANPET, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
