Below are the complete branch details for Indian Bank, NANDYAL branch, located in NANDYAL, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000N037. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000N037 for Indian Bank – NANDYAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000N037 is the IFSC of Indian Bank's NANDYAL branch. The format is fixed: IDIB = bank code, 0 = reserved, 00N037 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nandyal branch — IFSC IDIB000N037 — extends the bank's services to customers in and around Nandyal, Andhra Pradesh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Nandyal |
| IFSC Code | IDIB000N037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 428/2 SRINIVASA NAGAR BYPASS ROAD NANDYAL NANDYAL PIN 518501 |
| City | Nandyal |
| District | Kurnool |
| State | Andhra Pradesh |
| STD Code | 8514 |
| Phone | 242967 |
About this branch
The branch is located at 428/2 SRINIVASA NAGAR BYPASS ROAD NANDYAL NANDYAL PIN 518501. It serves the Nandyal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000N037 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDYAL of Indian Bank — its own 11-character IFSC. The code IDIB000N037 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000N037 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nandyal branch is mapped to IFSC IDIB000N037 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000N037.
Products and services
Customers walking into the Nandyal branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000N037
How to transfer money using IFSC IDIB000N037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N037 across all three.
How to use IFSC IDIB000N037 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's NANDYAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000N037.
- Confirm the bank name auto-populates as Indian Bank and the branch as NANDYAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000N037
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – NANDYAL, ensure your bank's portal accepts IFSC IDIB000N037 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – NANDYAL, use IMPS. With IFSC IDIB000N037 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N037 for Indian Bank – NANDYAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N037 | Yes – IDIB000N037 | Yes – IDIB000N037 |
For most retail customers crediting the Nandyal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000N037
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NANDYAL is still mapped to IFSC IDIB000N037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000N037 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Nandyal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000N037 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N037 and the account number together uniquely identify the Nandyal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – NANDYAL:
- The IFSC is exactly IDIB000N037 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and NANDYAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nandyal branch sits at 428/2 SRINIVASA NAGAR BYPASS ROAD NANDYAL NANDYAL PIN 518501. If you are travelling from outside Nandyal, search for the branch on a maps application using the bank name and locality, or call 8514-242967 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000N037 and your account number.
Verifying IFSC IDIB000N037 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N037 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8514-242967.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nandyal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N037 continue to work without interruption.
Branch address & contact
Indian BankNandyal Branch
428/2 SRINIVASA NAGAR BYPASS ROAD NANDYAL NANDYAL PIN 518501
Nandyal, Andhra Pradesh
Phone: 8514-242967
IFSC: IDIB000N037
Frequently asked questions
Can I use IFSC IDIB000N037 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N037 to send funds instantly.
Where is Indian Bank Nandyal branch located?
Indian Bank's Nandyal branch is located at 428/2 SRINIVASA NAGAR BYPASS ROAD NANDYAL NANDYAL PIN 518501, Nandyal, Andhra Pradesh.
What is the phone number of Indian Bank Nandyal branch?
You can reach the branch at 8514-242967 during regular banking hours.
How do I add Indian Bank Nandyal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000N037, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000N037 valid for NEFT and RTGS?
Yes. IFSC IDIB000N037 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Nandyal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8514-242967 to confirm.
Is IFSC IDIB000N037 the same for all accounts at Nandyal branch?
Yes. The IFSC IDIB000N037 is shared by every account held at Indian Bank's Nandyal branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nandyal branch but serve different purposes.
Final notes
To recap: IDIB000N037 is the IFSC code of Indian Bank, NANDYAL branch, in NANDYAL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
