Below are the complete branch details for Indian Bank, NANDGRAM branch, located in NANDGRAM GHAZIABAD, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000N109. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000N109 for Indian Bank – NANDGRAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – NANDGRAM is IDIB000N109. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00N109 map to this branch in NANDGRAM GHAZIABAD, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Nandgram |
| IFSC Code | IDIB000N109 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003 |
| City | Nandgram Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 2872764 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nandgram branch in Nandgram Ghaziabad, Uttar Pradesh is part of this network and uses the IFSC code IDIB000N109 for all electronic settlement.
About this branch
The branch is located at DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003. It serves the Nandgram Ghaziabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000N109 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NANDGRAM branch came to be assigned the code IDIB000N109.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N109, money simply cannot be routed to the NANDGRAM branch electronically.
How to transfer money using IFSC IDIB000N109
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N109 across all three.
NEFT to Indian Bank, NANDGRAM using IFSC IDIB000N109
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N109, and confirm that the system picks up Indian Bank – NANDGRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NANDGRAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NANDGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N109 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank NANDGRAM (IFSC IDIB000N109)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000N109 in your mobile or internet banking app, and the money is credited to the NANDGRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N109 for Indian Bank – NANDGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N109 | Yes – IDIB000N109 | Yes – IDIB000N109 |
For most retail customers crediting the Nandgram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's NANDGRAM branch, the IFSC IDIB000N109 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nandgram branch
Once you have an account at Indian Bank – NANDGRAM, the IFSC IDIB000N109 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nandgram branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000N109
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N109 and the account number together uniquely identify the Nandgram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nandgram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000N109 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000N109
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NANDGRAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000N109. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nandgram branch
The branch is located at DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003, which puts it inside Nandgram Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Nandgram branch” — the verified location pin for IFSC IDIB000N109 should appear at the top of the results.
- Confirm the branch is open by calling 120-2872764 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000N109 and your account number.
Verifying IFSC IDIB000N109 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N109 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 120-2872764.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nandgram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000N109, however, work 24x7.
Branch address & contact
Indian BankNandgram Branch
DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003
Nandgram Ghaziabad, Uttar Pradesh
Phone: 120-2872764
IFSC: IDIB000N109
Frequently asked questions
Is IFSC IDIB000N109 the same for all accounts at Nandgram branch?
Yes. The IFSC IDIB000N109 is shared by every account held at Indian Bank's Nandgram branch. Only the account number changes from customer to customer.
Is IFSC IDIB000N109 valid for NEFT and RTGS?
Yes. IFSC IDIB000N109 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Nandgram branch located?
Indian Bank's Nandgram branch is located at DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003, Nandgram Ghaziabad, Uttar Pradesh.
What is the phone number of Indian Bank Nandgram branch?
You can reach the branch at 120-2872764 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nandgram branch but serve different purposes.
What is the IFSC code of Indian Bank Nandgram branch?
The IFSC code of Indian Bank, Nandgram branch is IDIB000N109. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000N109 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N109 to send funds instantly.
How quickly will an NEFT transfer using IDIB000N109 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Nandgram reflect within 30 minutes.
Summary
The IFSC code IDIB000N109 belongs to Indian Bank's NANDGRAM branch, located at DADA BHAWAN 100 FEET ROAD NANDGRAM GHAZIABAD MEERUT ROAD PIN 201003 in NANDGRAM GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
