Below are the complete branch details for Indian Bank, BAHADURPUR branch, located in NADIA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B546. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B546 for Indian Bank – BAHADURPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BAHADURPUR branch, the IFSC IDIB000B546 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B546 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Bahadurpur branch in Nadia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B546.
About this branch
The branch is located at VILL PO BAHADURPUR BLOCK KRISHNANAGAR II BAHADURPUR PIN 741125. It serves the Nadia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B546 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bahadurpur |
| IFSC Code | IDIB000B546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO BAHADURPUR BLOCK KRISHNANAGAR II BAHADURPUR PIN 741125 |
| City | Nadia |
| District | Nadia |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7679677611 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAHADURPUR of Indian Bank — its own 11-character IFSC. The code IDIB000B546 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B546 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bahadurpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B546 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000B546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B546 across all three.
How to use IFSC IDIB000B546 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BAHADURPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B546.
- Confirm the bank name auto-populates as Indian Bank and the branch as BAHADURPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BAHADURPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BAHADURPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B546 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BAHADURPUR (IFSC IDIB000B546)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B546 in your mobile or internet banking app, and the money is credited to the BAHADURPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bahadurpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B546:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAHADURPUR is still linked to IFSC IDIB000B546.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000B546
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BAHADURPUR is still mapped to IFSC IDIB000B546. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B546 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bahadurpur branch is mapped to IFSC IDIB000B546 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B546.
Products and services
Customers walking into the Bahadurpur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B546
Online banking and IFSC IDIB000B546
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BAHADURPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B546 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bahadurpur branch sits at VILL PO BAHADURPUR BLOCK KRISHNANAGAR II BAHADURPUR PIN 741125. If you are travelling from outside Nadia, search for the branch on a maps application using the bank name and locality, or call 91-7679677611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B546 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BAHADURPUR:
- The IFSC is exactly IDIB000B546 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BAHADURPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bahadurpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B546, however, work 24x7.
Verifying IFSC IDIB000B546 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B546 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7679677611.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankBahadurpur Branch
VILL PO BAHADURPUR BLOCK KRISHNANAGAR II BAHADURPUR PIN 741125
Nadia, West Bengal
Phone: 91-7679677611
IFSC: IDIB000B546
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bahadurpur branch but serve different purposes.
What is the phone number of Indian Bank Bahadurpur branch?
You can reach the branch at 91-7679677611 during regular banking hours.
Can I use IFSC IDIB000B546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B546 to send funds instantly.
What is the IFSC code of Indian Bank Bahadurpur branch?
The IFSC code of Indian Bank, Bahadurpur branch is IDIB000B546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Bahadurpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B546, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000B546 the same for all accounts at Bahadurpur branch?
Yes. The IFSC IDIB000B546 is shared by every account held at Indian Bank's Bahadurpur branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000B546 belongs to Indian Bank's BAHADURPUR branch, located at VILL PO BAHADURPUR BLOCK KRISHNANAGAR II BAHADURPUR PIN 741125 in NADIA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
