Use this page as a one-stop reference for everything related to Indian Bank's MUTHUPET branch in MUTHUPET, TAMIL NADU. The branch's IFSC code IDIB000M179 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MUTHUPET branch, the IFSC IDIB000M179 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M179 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Muthupet branch in Muthupet, Tamil Nadu is part of this network and uses the IFSC code IDIB000M179 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Muthupet |
| IFSC Code | IDIB000M179 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN 614704 |
| City | Muthupet |
| District | Thiruvarur |
| State | Tamil Nadu |
| STD Code | 4369 |
| Phone | 260670 |
About this branch
The branch is located at 263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN 614704. It serves the Muthupet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M179 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUTHUPET of Indian Bank — its own 11-character IFSC. The code IDIB000M179 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M179 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Muthupet branch
Once you have an account at Indian Bank – MUTHUPET, the IFSC IDIB000M179 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Muthupet branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M179
How to transfer money using IFSC IDIB000M179
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M179 across all three.
NEFT to Indian Bank, MUTHUPET using IFSC IDIB000M179
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M179, and confirm that the system picks up Indian Bank – MUTHUPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M179
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MUTHUPET, ensure your bank's portal accepts IFSC IDIB000M179 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MUTHUPET, use IMPS. With IFSC IDIB000M179 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M179 for Indian Bank – MUTHUPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M179 | Yes – IDIB000M179 | Yes – IDIB000M179 |
For most retail customers crediting the Muthupet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MUTHUPET branch, the IFSC IDIB000M179 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Muthupet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M179 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M179 and the account number together uniquely identify the Muthupet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000M179
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MUTHUPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M179. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Muthupet branch
The branch is located at 263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN 614704, which puts it inside Muthupet, the broader Thiruvarur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Muthupet branch” — the verified location pin for IFSC IDIB000M179 should appear at the top of the results.
- Confirm the branch is open by calling 4369-260670 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M179 and your account number.
Verifying IFSC IDIB000M179 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M179 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4369-260670.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Muthupet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M179 continue to work without interruption.
Branch address & contact
Indian BankMuthupet Branch
263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN 614704
Muthupet, Tamil Nadu
Phone: 4369-260670
IFSC: IDIB000M179
Frequently asked questions
How do I add Indian Bank Muthupet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M179, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Muthupet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4369-260670 to confirm.
What is the phone number of Indian Bank Muthupet branch?
You can reach the branch at 4369-260670 during regular banking hours.
Where is Indian Bank Muthupet branch located?
Indian Bank's Muthupet branch is located at 263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN 614704, Muthupet, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Muthupet branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000M179 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Muthupet reflect within 30 minutes.
Is IFSC IDIB000M179 valid for NEFT and RTGS?
Yes. IFSC IDIB000M179 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000M179 belongs to Indian Bank's MUTHUPET branch, located at 263/10 STAR COMPLEX OLD BUS STANDTTPROAD MUTHUPET THIRUTHURAIPOONDI TK PIN… in MUTHUPET, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
