IFSC Code of Indian Bank, Muradnagar Kasba Road Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Bank, MURADNAGAR KASBA ROAD branch in MURADNAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000M770. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MURADNAGAR KASBA ROAD branch, and detailed step-by-step guides for using the IFSC IDIB000M770 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – MURADNAGAR KASBA ROAD is IDIB000M770. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M770 map to this branch in MURADNAGAR, UTTAR PRADESH.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Muradnagar Kasba Road branch in Muradnagar, Uttar Pradesh is part of this network and uses the IFSC code IDIB000M770 for all electronic settlement.

About this branch

The branch is located at MAIN ROAD PO MURADNAGAR MURADNAGAR MURADNAGAR PIN 201206. It serves the Muradnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M770 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MURADNAGAR KASBA ROAD branch came to be assigned the code IDIB000M770.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M770, money simply cannot be routed to the MURADNAGAR KASBA ROAD branch electronically.

How to transfer money using IFSC IDIB000M770

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M770 across all three.

How to use IFSC IDIB000M770 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MURADNAGAR KASBA ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000M770.
4. Confirm the bank name auto-populates as Indian Bank and the branch as MURADNAGAR KASBA ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MURADNAGAR KASBA ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MURADNAGAR KASBA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M770 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank MURADNAGAR KASBA ROAD (IFSC IDIB000M770)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M770 in your mobile or internet banking app, and the money is credited to the MURADNAGAR KASBA ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Muradnagar Kasba Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M770:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MURADNAGAR KASBA ROAD is still linked to IFSC IDIB000M770.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000M770

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MURADNAGAR KASBA ROAD is still mapped to IFSC IDIB000M770. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M770 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Muradnagar Kasba Road branch is mapped to IFSC IDIB000M770 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000M770.

Products and services

Customers walking into the Muradnagar Kasba Road branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000M770

MICR & cheque-truncation details

Cheques drawn on the Muradnagar Kasba Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M770 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000M770

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MURADNAGAR KASBA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M770 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MURADNAGAR KASBA ROAD:

• The IFSC is exactly IDIB000M770 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and MURADNAGAR KASBA ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Muradnagar Kasba Road branch

The branch is located at MAIN ROAD PO MURADNAGAR MURADNAGAR MURADNAGAR PIN 201206, which puts it inside Muradnagar, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Muradnagar Kasba Road branch” — the verified location pin for IFSC IDIB000M770 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7250434210 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M770 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000M770 for Indian Bank – MURADNAGAR KASBA ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muradnagar Kasba Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M770, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000M770 belongs to Indian Bank's MURADNAGAR KASBA ROAD branch, located at MAIN ROAD PO MURADNAGAR MURADNAGAR MURADNAGAR PIN 201206 in MURADNAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.