This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, VILE PARLE WEST branch in MUMBAI. The 11-digit IFSC IDIB000V096 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the VILE PARLE WEST location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000V096 is the IFSC of Indian Bank's VILE PARLE WEST branch. The format is fixed: IDIB = bank code, 0 = reserved, 00V096 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vile Parle West branch — IFSC IDIB000V096 — extends the bank's services to customers in and around Mumbai, Maharashtra.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vile Parle West |
| IFSC Code | IDIB000V096 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 101106 FIRST FLOOR HEMU ARCADE OPP RAILWAY STATION VILE PARLE WEST) PIN 400056 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 26630304 |
Vile Parle West branch overview
Located at 101106 FIRST FLOOR HEMU ARCADE OPP RAILWAY STATION VILE PARLE WEST) PIN 400056, the Vile Parle West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000V096 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's VILE PARLE WEST branch came to be assigned the code IDIB000V096.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000V096, money simply cannot be routed to the VILE PARLE WEST branch electronically.
Products and account variants supported
Every account opened at the Vile Parle West branch is mapped to IFSC IDIB000V096 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000V096.
Products and services
Customers walking into the Vile Parle West branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000V096
How to transfer money using IFSC IDIB000V096
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V096 across all three.
How to use IFSC IDIB000V096 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's VILE PARLE WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000V096.
- Confirm the bank name auto-populates as Indian Bank and the branch as VILE PARLE WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000V096
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – VILE PARLE WEST, ensure your bank's portal accepts IFSC IDIB000V096 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank VILE PARLE WEST (IFSC IDIB000V096)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V096 in your mobile or internet banking app, and the money is credited to the VILE PARLE WEST branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vile Parle West
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000V096:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VILE PARLE WEST is still linked to IFSC IDIB000V096.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000V096
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – VILE PARLE WEST is still mapped to IFSC IDIB000V096. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000V096 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000V096
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the VILE PARLE WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000V096 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vile Parle West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000V096 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000V096
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – VILE PARLE WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000V096. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vile Parle West branch
The branch is located at 101106 FIRST FLOOR HEMU ARCADE OPP RAILWAY STATION VILE PARLE WEST) PIN 400056, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Vile Parle West branch” — the verified location pin for IFSC IDIB000V096 should appear at the top of the results.
- Confirm the branch is open by calling 22-26630304 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000V096 and your account number.
Verifying IFSC IDIB000V096 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000V096 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-26630304.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vile Parle West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V096 continue to work without interruption.
Branch address & contact
Indian BankVile Parle West Branch
101106 FIRST FLOOR HEMU ARCADE OPP RAILWAY STATION VILE PARLE WEST) PIN 400056
Mumbai, Maharashtra
Phone: 22-26630304
IFSC: IDIB000V096
Frequently asked questions
How quickly will an NEFT transfer using IDIB000V096 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Vile Parle West reflect within 30 minutes.
What is the phone number of Indian Bank Vile Parle West branch?
You can reach the branch at 22-26630304 during regular banking hours.
Is IFSC IDIB000V096 the same for all accounts at Vile Parle West branch?
Yes. The IFSC IDIB000V096 is shared by every account held at Indian Bank's Vile Parle West branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vile Parle West branch but serve different purposes.
Can I use IFSC IDIB000V096 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000V096 to send funds instantly.
Does Indian Bank Vile Parle West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-26630304 to confirm.
How do I add Indian Bank Vile Parle West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V096, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000V096 is the IFSC code of Indian Bank, VILE PARLE WEST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
