Use this page as a one-stop reference for everything related to Indian Bank's TREASURY BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code IDIB000C101 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – TREASURY BRANCH is IDIB000C101. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00C101 map to this branch in MUMBAI, MAHARASHTRA.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Treasury Branch branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000C101.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Treasury Branch |
| IFSC Code | IDIB000C101 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR ALLAHABAD BANK BUILDING 37 MUMBAI SMACHAR MARG FORT PIN 400023 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 49343301 |
About this branch
The branch is located at 1ST FLOOR ALLAHABAD BANK BUILDING 37 MUMBAI SMACHAR MARG FORT PIN 400023. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C101 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TREASURY BRANCH branch came to be assigned the code IDIB000C101.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C101, money simply cannot be routed to the TREASURY BRANCH branch electronically.
Products and account variants supported
Every account opened at the Treasury Branch branch is mapped to IFSC IDIB000C101 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C101.
Products and services
Customers walking into the Treasury Branch branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C101
How to transfer money using IFSC IDIB000C101
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C101 across all three.
How to use IFSC IDIB000C101 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's TREASURY BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000C101.
- Confirm the bank name auto-populates as Indian Bank and the branch as TREASURY BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TREASURY BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TREASURY BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C101 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – TREASURY BRANCH, use IMPS. With IFSC IDIB000C101 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C101 for Indian Bank – TREASURY BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C101 | Yes – IDIB000C101 | Yes – IDIB000C101 |
For most retail customers crediting the Treasury Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's TREASURY BRANCH branch, the IFSC IDIB000C101 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000C101
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TREASURY BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C101 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Treasury Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C101 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – TREASURY BRANCH:
- The IFSC is exactly IDIB000C101 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and TREASURY BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Treasury Branch branch
The branch is located at 1ST FLOOR ALLAHABAD BANK BUILDING 37 MUMBAI SMACHAR MARG FORT PIN 400023, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Treasury Branch branch” — the verified location pin for IFSC IDIB000C101 should appear at the top of the results.
- Confirm the branch is open by calling 22-49343301 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C101 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C101 for Indian Bank – TREASURY BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Treasury Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C101 continue to work without interruption.
Branch address & contact
Indian BankTreasury Branch Branch
1ST FLOOR ALLAHABAD BANK BUILDING 37 MUMBAI SMACHAR MARG FORT PIN 400023
Mumbai, Maharashtra
Phone: 22-49343301
IFSC: IDIB000C101
Frequently asked questions
Does Indian Bank Treasury Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-49343301 to confirm.
Is IFSC IDIB000C101 valid for NEFT and RTGS?
Yes. IFSC IDIB000C101 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Treasury Branch branch?
The IFSC code of Indian Bank, Treasury Branch branch is IDIB000C101. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000C101 the same for all accounts at Treasury Branch branch?
Yes. The IFSC IDIB000C101 is shared by every account held at Indian Bank's Treasury Branch branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000C101 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000C101 to send funds instantly.
How quickly will an NEFT transfer using IDIB000C101 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Treasury Branch reflect within 30 minutes.
Summary
The IFSC code IDIB000C101 belongs to Indian Bank's TREASURY BRANCH branch, located at 1ST FLOOR ALLAHABAD BANK BUILDING 37 MUMBAI SMACHAR MARG FORT PIN 400023 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
