Below are the complete branch details for Indian Bank, BIMR GWALIOR branch, located in MORAR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B827. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B827 for Indian Bank – BIMR GWALIOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BIMR GWALIOR is IDIB000B827. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B827 map to this branch in MORAR, MADHYA PRADESH.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bimr Gwalior branch in Morar, Madhya Pradesh is part of this network and uses the IFSC code IDIB000B827 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Bimr Gwalior |
| IFSC Code | IDIB000B827 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005 |
| City | Morar |
| District | Gwalior |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7693018389 |
About the Bimr Gwalior branch
The Bimr Gwalior branch of Indian Bank is situated at 6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000B827 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BIMR GWALIOR of Indian Bank — its own 11-character IFSC. The code IDIB000B827 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B827 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bimr Gwalior branch is mapped to IFSC IDIB000B827 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B827.
Banking services available
The Bimr Gwalior branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7693018389.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B827
How to transfer money using IFSC IDIB000B827
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B827 across all three.
NEFT to Indian Bank, BIMR GWALIOR using IFSC IDIB000B827
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B827, and confirm that the system picks up Indian Bank – BIMR GWALIOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B827
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BIMR GWALIOR, ensure your bank's portal accepts IFSC IDIB000B827 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – BIMR GWALIOR, use IMPS. With IFSC IDIB000B827 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bimr Gwalior
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000B827:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BIMR GWALIOR is still linked to IFSC IDIB000B827.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000B827
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BIMR GWALIOR is still mapped to IFSC IDIB000B827. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B827 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000B827
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BIMR GWALIOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B827 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bimr Gwalior branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B827 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BIMR GWALIOR:
- The IFSC is exactly IDIB000B827 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BIMR GWALIOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bimr Gwalior branch
The branch is located at 6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005, which puts it inside Morar, the broader Gwalior district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Bimr Gwalior branch” — the verified location pin for IFSC IDIB000B827 should appear at the top of the results.
- Confirm the branch is open by calling 91-7693018389 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B827 and your account number.
Verifying IFSC IDIB000B827 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B827 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7693018389.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bimr Gwalior are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000B827 continue to work without interruption.
Branch address & contact
Indian BankBimr Gwalior Branch
6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005
Morar, Madhya Pradesh
Phone: 91-7693018389
IFSC: IDIB000B827
Frequently asked questions
How do I add Indian Bank Bimr Gwalior as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B827, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bimr Gwalior branch but serve different purposes.
Can I use IFSC IDIB000B827 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B827 to send funds instantly.
Is IFSC IDIB000B827 valid for NEFT and RTGS?
Yes. IFSC IDIB000B827 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000B827 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Bimr Gwalior reflect within 30 minutes.
What is the phone number of Indian Bank Bimr Gwalior branch?
You can reach the branch at 91-7693018389 during regular banking hours.
Where is Indian Bank Bimr Gwalior branch located?
Indian Bank's Bimr Gwalior branch is located at 6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005, Morar, Madhya Pradesh.
Is IFSC IDIB000B827 the same for all accounts at Bimr Gwalior branch?
Yes. The IFSC IDIB000B827 is shared by every account held at Indian Bank's Bimr Gwalior branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000B827 belongs to Indian Bank's BIMR GWALIOR branch, located at 6 MUNSIPURI GOLA KA MANDIR MORAR ROAD GWALIOR MORAR PIN 474005 in MORAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
