If you are searching for the IFSC code of Indian Bank, MOOSAPET branch in MOOSAPET, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is IDIB000M160. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOOSAPET branch, and detailed step-by-step guides for using the IFSC IDIB000M160 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MOOSAPET branch, the IFSC IDIB000M160 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M160 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Moosapet branch in Moosapet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M160.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Moosapet |
| IFSC Code | IDIB000M160 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018 |
| City | Moosapet |
| District | Medchalmalkajgiri |
| State | Telangana |
| STD Code | 40 |
| Phone | 23868169 |
About this branch
The branch is located at 5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018. It serves the Moosapet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M160 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOOSAPET of Indian Bank — its own 11-character IFSC. The code IDIB000M160 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M160 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Moosapet branch
Once you have an account at Indian Bank – MOOSAPET, the IFSC IDIB000M160 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Moosapet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23868169.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M160
How to transfer money using IFSC IDIB000M160
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M160 across all three.
NEFT to Indian Bank, MOOSAPET using IFSC IDIB000M160
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M160, and confirm that the system picks up Indian Bank – MOOSAPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MOOSAPET
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MOOSAPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M160 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MOOSAPET, use IMPS. With IFSC IDIB000M160 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M160 for Indian Bank – MOOSAPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M160 | Yes – IDIB000M160 | Yes – IDIB000M160 |
For most retail customers crediting the Moosapet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MOOSAPET branch, the IFSC IDIB000M160 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000M160
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MOOSAPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M160 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Moosapet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M160 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MOOSAPET:
- The IFSC is exactly IDIB000M160 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MOOSAPET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Moosapet branch
The branch is located at 5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018, which puts it inside Moosapet, the broader Medchalmalkajgiri district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Moosapet branch” — the verified location pin for IFSC IDIB000M160 should appear at the top of the results.
- Confirm the branch is open by calling 40-23868169 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M160 and your account number.
Verifying IFSC IDIB000M160 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M160 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-23868169.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Moosapet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M160, however, work 24x7.
Branch address & contact
Indian BankMoosapet Branch
5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018
Moosapet, Telangana
Phone: 40-23868169
IFSC: IDIB000M160
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Moosapet branch but serve different purposes.
Is IFSC IDIB000M160 valid for NEFT and RTGS?
Yes. IFSC IDIB000M160 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000M160 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Moosapet reflect within 30 minutes.
What is the phone number of Indian Bank Moosapet branch?
You can reach the branch at 40-23868169 during regular banking hours.
Where is Indian Bank Moosapet branch located?
Indian Bank's Moosapet branch is located at 5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018, Moosapet, Telangana.
Can I use IFSC IDIB000M160 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M160 to send funds instantly.
Does Indian Bank Moosapet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-23868169 to confirm.
Summary
The IFSC code IDIB000M160 belongs to Indian Bank's MOOSAPET branch, located at 5123 SREE SV SAI SREENIVASAM RESIDENCY MOOSAPET SANATHNAGAR PIN 500018 in MOOSAPET, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
