Below are the complete branch details for Indian Bank, MITTOOR branch, located in MITTUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M184. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M184 for Indian Bank – MITTOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MITTOOR branch, the IFSC IDIB000M184 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M184 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mittoor |
| IFSC Code | IDIB000M184 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710 |
| City | Mittur |
| District | Tirupathur |
| State | Tamil Nadu |
| STD Code | 4174 |
| Phone | 269290 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mittoor branch in Mittur, Tamil Nadu is part of this network and uses the IFSC code IDIB000M184 for all electronic settlement.
Mittoor branch overview
Located at MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710, the Mittoor branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000M184 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MITTOOR of Indian Bank — its own 11-character IFSC. The code IDIB000M184 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M184 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000M184
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M184 across all three.
How to use IFSC IDIB000M184 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MITTOOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000M184.
- Confirm the bank name auto-populates as Indian Bank and the branch as MITTOOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000M184
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MITTOOR, ensure your bank's portal accepts IFSC IDIB000M184 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank MITTOOR (IFSC IDIB000M184)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M184 in your mobile or internet banking app, and the money is credited to the MITTOOR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mittoor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M184:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MITTOOR is still linked to IFSC IDIB000M184.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000M184
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MITTOOR is still mapped to IFSC IDIB000M184. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M184 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mittoor branch
Once you have an account at Indian Bank – MITTOOR, the IFSC IDIB000M184 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mittoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4174-269290.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M184
MICR & cheque-truncation details
Cheques drawn on the Mittoor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M184 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mittoor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M184 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MITTOOR:
- The IFSC is exactly IDIB000M184 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MITTOOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mittoor branch
The branch is located at MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710, which puts it inside Mittur, the broader Tirupathur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mittoor branch” — the verified location pin for IFSC IDIB000M184 should appear at the top of the results.
- Confirm the branch is open by calling 4174-269290 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M184 and your account number.
Verifying IFSC IDIB000M184 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M184 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4174-269290.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mittoor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M184 continue to work without interruption.
Branch address & contact
Indian BankMittoor Branch
MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710
Mittur, Tamil Nadu
Phone: 4174-269290
IFSC: IDIB000M184
Frequently asked questions
Where is Indian Bank Mittoor branch located?
Indian Bank's Mittoor branch is located at MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710, Mittur, Tamil Nadu.
How do I add Indian Bank Mittoor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M184, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Mittoor branch?
You can reach the branch at 4174-269290 during regular banking hours.
Is IFSC IDIB000M184 the same for all accounts at Mittoor branch?
Yes. The IFSC IDIB000M184 is shared by every account held at Indian Bank's Mittoor branch. Only the account number changes from customer to customer.
Is IFSC IDIB000M184 valid for NEFT and RTGS?
Yes. IFSC IDIB000M184 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000M184 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mittoor reflect within 30 minutes.
Summary
The IFSC code IDIB000M184 belongs to Indian Bank's MITTOOR branch, located at MITTUR VILLAGE MALLAPADI STREET MITTUR MITTUR PIN 635710 in MITTUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
