This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, KATRA branch in MIRANPUR KATRA. The 11-digit IFSC IDIB000K632 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the KATRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – KATRA is IDIB000K632. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00K632 map to this branch in MIRANPUR KATRA, UTTAR PRADESH.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katra branch in Miranpur Katra, Uttar Pradesh is part of this network and uses the IFSC code IDIB000K632 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Katra |
| IFSC Code | IDIB000K632 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHALLA RAMNAGAR COLONY JALALABAD ROAD MIRANPUR KATRA MIRANPUR KATRA PIN 242301 |
| City | Miranpur Katra |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8279428239 |
About this branch
The branch is located at MOHALLA RAMNAGAR COLONY JALALABAD ROAD MIRANPUR KATRA MIRANPUR KATRA PIN 242301. It serves the Miranpur Katra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K632 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATRA of Indian Bank — its own 11-character IFSC. The code IDIB000K632 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000K632 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Katra branch is mapped to IFSC IDIB000K632 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000K632.
Products and services
Customers walking into the Katra branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K632
How to transfer money using IFSC IDIB000K632
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K632 across all three.
NEFT to Indian Bank, KATRA using IFSC IDIB000K632
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000K632, and confirm that the system picks up Indian Bank – KATRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000K632
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KATRA, ensure your bank's portal accepts IFSC IDIB000K632 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank KATRA (IFSC IDIB000K632)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K632 in your mobile or internet banking app, and the money is credited to the KATRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K632 for Indian Bank – KATRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K632 | Yes – IDIB000K632 | Yes – IDIB000K632 |
For most retail customers crediting the Katra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's KATRA branch, the IFSC IDIB000K632 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000K632
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KATRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K632 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Katra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K632 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KATRA:
- The IFSC is exactly IDIB000K632 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and KATRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Katra branch sits at MOHALLA RAMNAGAR COLONY JALALABAD ROAD MIRANPUR KATRA MIRANPUR KATRA PIN 242301. If you are travelling from outside Miranpur Katra, search for the branch on a maps application using the bank name and locality, or call 91-8279428239 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K632 and your account number.
Verifying IFSC IDIB000K632 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K632 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8279428239.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Katra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K632 continue to work without interruption.
Branch address & contact
Indian BankKatra Branch
MOHALLA RAMNAGAR COLONY JALALABAD ROAD MIRANPUR KATRA MIRANPUR KATRA PIN 242301
Miranpur Katra, Uttar Pradesh
Phone: 91-8279428239
IFSC: IDIB000K632
Frequently asked questions
Can I use IFSC IDIB000K632 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K632 to send funds instantly.
Does Indian Bank Katra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8279428239 to confirm.
Is IFSC IDIB000K632 the same for all accounts at Katra branch?
Yes. The IFSC IDIB000K632 is shared by every account held at Indian Bank's Katra branch. Only the account number changes from customer to customer.
How do I add Indian Bank Katra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000K632, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Katra branch but serve different purposes.
What is the phone number of Indian Bank Katra branch?
You can reach the branch at 91-8279428239 during regular banking hours.
Where is Indian Bank Katra branch located?
Indian Bank's Katra branch is located at MOHALLA RAMNAGAR COLONY JALALABAD ROAD MIRANPUR KATRA MIRANPUR KATRA PIN 242301, Miranpur Katra, Uttar Pradesh.
What is the IFSC code of Indian Bank Katra branch?
The IFSC code of Indian Bank, Katra branch is IDIB000K632. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000K632 is the IFSC code of Indian Bank, KATRA branch, in MIRANPUR KATRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
