IFSC Code of Indian Bank, Kashi Vidyapith University Branch, Uttar Pradesh

Below are the complete branch details for Indian Bank, KASHI VIDYAPITH UNIVERSITY branch, located in MGKVP UNIVERSITY, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000K619. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000K619 for Indian Bank – KASHI VIDYAPITH UNIVERSITY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000K619 is the IFSC of Indian Bank's KASHI VIDYAPITH UNIVERSITY branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K619 = branch identifier.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Kashi Vidyapith University branch in Mgkvp University. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000K619.

Branch details at a glance

About this branch

The branch is located at C/3142 VIDYAPITH ROADKASHI VIDYAPITH MGKVP UNIVERSITY VARANASI MGKVP UNIVERSITY VARANSI PIN 221002. It serves the Mgkvp University region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000K619 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KASHI VIDYAPITH UNIVERSITY branch came to be assigned the code IDIB000K619.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K619, money simply cannot be routed to the KASHI VIDYAPITH UNIVERSITY branch electronically.

Account types you can open at the Kashi Vidyapith University branch

Once you have an account at Indian Bank – KASHI VIDYAPITH UNIVERSITY, the IFSC IDIB000K619 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kashi Vidyapith University branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8298901235.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000K619

How to transfer money using IFSC IDIB000K619

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K619 across all three.

How to use IFSC IDIB000K619 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KASHI VIDYAPITH UNIVERSITY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000K619.
4. Confirm the bank name auto-populates as Indian Bank and the branch as KASHI VIDYAPITH UNIVERSITY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KASHI VIDYAPITH UNIVERSITY

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's KASHI VIDYAPITH UNIVERSITY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000K619 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank KASHI VIDYAPITH UNIVERSITY (IFSC IDIB000K619)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K619 in your mobile or internet banking app, and the money is credited to the KASHI VIDYAPITH UNIVERSITY branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000K619 for Indian Bank – KASHI VIDYAPITH UNIVERSITY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kashi Vidyapith University branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000K619

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KASHI VIDYAPITH UNIVERSITY is still mapped to IFSC IDIB000K619. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K619 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000K619

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KASHI VIDYAPITH UNIVERSITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K619 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kashi Vidyapith University branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000K619 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – KASHI VIDYAPITH UNIVERSITY:

• The IFSC is exactly IDIB000K619 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and KASHI VIDYAPITH UNIVERSITY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kashi Vidyapith University branch sits at C/3142 VIDYAPITH ROADKASHI VIDYAPITH MGKVP UNIVERSITY VARANASI MGKVP UNIVERSITY VARANSI PIN 221002. If you are travelling from outside Mgkvp University, search for the branch on a maps application using the bank name and locality, or call 91-8298901235 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K619 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000K619 for Indian Bank – KASHI VIDYAPITH UNIVERSITY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kashi Vidyapith University are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000K619 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000K619 belongs to Indian Bank's KASHI VIDYAPITH UNIVERSITY branch, located at C/3142 VIDYAPITH ROADKASHI VIDYAPITH MGKVP UNIVERSITY VARANASI MGKVP… in MGKVP UNIVERSITY, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.