If you are searching for the IFSC code of Indian Bank, MEHATWARA branch in MEHATWARA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000M691. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MEHATWARA branch, and detailed step-by-step guides for using the IFSC IDIB000M691 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MEHATWARA is IDIB000M691. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M691 map to this branch in MEHATWARA, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mehatwara |
| IFSC Code | IDIB000M691 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C/O SEL MANUFACTURING LTD JEWAR SOHORE MEHATWARA MEHATWARA PIN 466118 |
| City | Mehatwara |
| District | Sehore |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8103928870 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mehatwara branch in Mehatwara, Madhya Pradesh is part of this network and uses the IFSC code IDIB000M691 for all electronic settlement.
About this branch
The branch is located at C/O SEL MANUFACTURING LTD JEWAR SOHORE MEHATWARA MEHATWARA PIN 466118. It serves the Mehatwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M691 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MEHATWARA branch came to be assigned the code IDIB000M691.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M691, money simply cannot be routed to the MEHATWARA branch electronically.
How to transfer money using IFSC IDIB000M691
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M691 across all three.
NEFT to Indian Bank, MEHATWARA using IFSC IDIB000M691
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M691, and confirm that the system picks up Indian Bank – MEHATWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M691
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MEHATWARA, ensure your bank's portal accepts IFSC IDIB000M691 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MEHATWARA, use IMPS. With IFSC IDIB000M691 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mehatwara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M691:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEHATWARA is still linked to IFSC IDIB000M691.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MEHATWARA branch, the IFSC IDIB000M691 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mehatwara branch is mapped to IFSC IDIB000M691 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M691.
Banking services available
The Mehatwara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8103928870.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M691
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M691 and the account number together uniquely identify the Mehatwara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mehatwara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M691 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000M691
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MEHATWARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M691. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mehatwara branch sits at C/O SEL MANUFACTURING LTD JEWAR SOHORE MEHATWARA MEHATWARA PIN 466118. If you are travelling from outside Mehatwara, search for the branch on a maps application using the bank name and locality, or call 91-8103928870 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M691 and your account number.
Verifying IFSC IDIB000M691 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M691 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8103928870.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mehatwara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M691 continue to work without interruption.
Branch address & contact
Indian BankMehatwara Branch
C/O SEL MANUFACTURING LTD JEWAR SOHORE MEHATWARA MEHATWARA PIN 466118
Mehatwara, Madhya Pradesh
Phone: 91-8103928870
IFSC: IDIB000M691
Frequently asked questions
What is the phone number of Indian Bank Mehatwara branch?
You can reach the branch at 91-8103928870 during regular banking hours.
How do I add Indian Bank Mehatwara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M691, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mehatwara branch but serve different purposes.
Is IFSC IDIB000M691 the same for all accounts at Mehatwara branch?
Yes. The IFSC IDIB000M691 is shared by every account held at Indian Bank's Mehatwara branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Mehatwara branch?
The IFSC code of Indian Bank, Mehatwara branch is IDIB000M691. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000M691 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mehatwara reflect within 30 minutes.
Is IFSC IDIB000M691 valid for NEFT and RTGS?
Yes. IFSC IDIB000M691 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000M691 belongs to Indian Bank's MEHATWARA branch, located at C/O SEL MANUFACTURING LTD JEWAR SOHORE MEHATWARA MEHATWARA PIN 466118 in MEHATWARA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
