Below are the complete branch details for Indian Bank, MATIYAMAU branch, located in MATIYAMAU, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000M283. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000M283 for Indian Bank – MATIYAMAU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000M283 is the IFSC of Indian Bank's MATIYAMAU branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M283 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Matiyamau branch in Matiyamau. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M283.
About the Matiyamau branch
The Matiyamau branch of Indian Bank is situated at VILL POSTMATIYAMAU MATIYAMAU MATIYAMAU PIN 241303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M283 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Matiyamau |
| IFSC Code | IDIB000M283 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL POSTMATIYAMAU MATIYAMAU MATIYAMAU PIN 241303 |
| City | Matiyamau |
| District | Hardoi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9307039907 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MATIYAMAU of Indian Bank — its own 11-character IFSC. The code IDIB000M283 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M283 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M283 and the account number together uniquely identify the Matiyamau branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000M283
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M283 across all three.
How to use IFSC IDIB000M283 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MATIYAMAU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000M283.
- Confirm the bank name auto-populates as Indian Bank and the branch as MATIYAMAU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000M283
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MATIYAMAU, ensure your bank's portal accepts IFSC IDIB000M283 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MATIYAMAU, use IMPS. With IFSC IDIB000M283 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M283 for Indian Bank – MATIYAMAU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M283 | Yes – IDIB000M283 | Yes – IDIB000M283 |
For most retail customers crediting the Matiyamau branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M283
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MATIYAMAU is still mapped to IFSC IDIB000M283. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M283 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Matiyamau branch is mapped to IFSC IDIB000M283 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M283.
Banking services available
The Matiyamau branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9307039907.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M283
Digital banking channels
Most day-to-day work that customers used to do at the Matiyamau branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M283 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Matiyamau branch sits at VILL POSTMATIYAMAU MATIYAMAU MATIYAMAU PIN 241303. If you are travelling from outside Matiyamau, search for the branch on a maps application using the bank name and locality, or call 91-9307039907 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M283 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MATIYAMAU:
- The IFSC is exactly IDIB000M283 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MATIYAMAU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Matiyamau branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M283, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M283 for Indian Bank – MATIYAMAU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankMatiyamau Branch
VILL POSTMATIYAMAU MATIYAMAU MATIYAMAU PIN 241303
Matiyamau, Uttar Pradesh
Phone: 91-9307039907
IFSC: IDIB000M283
Frequently asked questions
What is the IFSC code of Indian Bank Matiyamau branch?
The IFSC code of Indian Bank, Matiyamau branch is IDIB000M283. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Matiyamau branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9307039907 to confirm.
Can I use IFSC IDIB000M283 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M283 to send funds instantly.
Where is Indian Bank Matiyamau branch located?
Indian Bank's Matiyamau branch is located at VILL POSTMATIYAMAU MATIYAMAU MATIYAMAU PIN 241303, Matiyamau, Uttar Pradesh.
How do I add Indian Bank Matiyamau as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M283, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000M283 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Matiyamau reflect within 30 minutes.
Is IFSC IDIB000M283 the same for all accounts at Matiyamau branch?
Yes. The IFSC IDIB000M283 is shared by every account held at Indian Bank's Matiyamau branch. Only the account number changes from customer to customer.
Is IFSC IDIB000M283 valid for NEFT and RTGS?
Yes. IFSC IDIB000M283 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000M283 is the IFSC code of Indian Bank, MATIYAMAU branch, in MATIYAMAU, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
