If you are searching for the IFSC code of Indian Bank, MATAUNDH branch in MATAUNDH, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000M655. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MATAUNDH branch, and detailed step-by-step guides for using the IFSC IDIB000M655 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000M655 is the IFSC of Indian Bank's MATAUNDH branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M655 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Mataundh branch in Mataundh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M655.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mataundh |
| IFSC Code | IDIB000M655 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO MATAUNDH MATAUNDH MATAUNDH PIN 210001 |
| City | Mataundh |
| District | Banda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9870939036 |
About the Mataundh branch
The Mataundh branch of Indian Bank is situated at VILL PO MATAUNDH MATAUNDH MATAUNDH PIN 210001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M655 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MATAUNDH of Indian Bank — its own 11-character IFSC. The code IDIB000M655 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M655 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mataundh branch is mapped to IFSC IDIB000M655 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M655.
Products and services
Customers walking into the Mataundh branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M655
How to transfer money using IFSC IDIB000M655
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M655 across all three.
NEFT to Indian Bank, MATAUNDH using IFSC IDIB000M655
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M655, and confirm that the system picks up Indian Bank – MATAUNDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MATAUNDH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MATAUNDH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M655 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MATAUNDH, use IMPS. With IFSC IDIB000M655 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M655 for Indian Bank – MATAUNDH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M655 | Yes – IDIB000M655 | Yes – IDIB000M655 |
For most retail customers crediting the Mataundh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M655
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MATAUNDH is still mapped to IFSC IDIB000M655. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M655 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mataundh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M655 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mataundh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M655 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MATAUNDH:
- The IFSC is exactly IDIB000M655 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MATAUNDH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mataundh branch
The branch is located at VILL PO MATAUNDH MATAUNDH MATAUNDH PIN 210001, which puts it inside Mataundh, the broader Banda district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mataundh branch” — the verified location pin for IFSC IDIB000M655 should appear at the top of the results.
- Confirm the branch is open by calling 91-9870939036 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M655 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M655 for Indian Bank – MATAUNDH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mataundh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M655, however, work 24x7.
Branch address & contact
Indian BankMataundh Branch
VILL PO MATAUNDH MATAUNDH MATAUNDH PIN 210001
Mataundh, Uttar Pradesh
Phone: 91-9870939036
IFSC: IDIB000M655
Frequently asked questions
Where is Indian Bank Mataundh branch located?
Indian Bank's Mataundh branch is located at VILL PO MATAUNDH MATAUNDH MATAUNDH PIN 210001, Mataundh, Uttar Pradesh.
What is the phone number of Indian Bank Mataundh branch?
You can reach the branch at 91-9870939036 during regular banking hours.
Is IFSC IDIB000M655 the same for all accounts at Mataundh branch?
Yes. The IFSC IDIB000M655 is shared by every account held at Indian Bank's Mataundh branch. Only the account number changes from customer to customer.
How do I add Indian Bank Mataundh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M655, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Mataundh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9870939036 to confirm.
Is IFSC IDIB000M655 valid for NEFT and RTGS?
Yes. IFSC IDIB000M655 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000M655 is the IFSC code of Indian Bank, MATAUNDH branch, in MATAUNDH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
