Use this page as a one-stop reference for everything related to Indian Bank's NARAYAN VIHAR branch in MANSAROVAR JAIPUR, RAJASTHAN. The branch's IFSC code IDIB000N163 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – NARAYAN VIHAR is IDIB000N163. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00N163 map to this branch in MANSAROVAR JAIPUR, RAJASTHAN.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Narayan Vihar branch — IFSC IDIB000N163 — extends the bank's services to customers in and around Mansarovar Jaipur, Rajasthan.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Narayan Vihar |
| IFSC Code | IDIB000N163 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR MANSAROVAR PIN 302020 |
| City | Mansarovar Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 2983111 |
About the Narayan Vihar branch
The Narayan Vihar branch of Indian Bank is situated at JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR MANSAROVAR PIN 302020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000N163 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARAYAN VIHAR of Indian Bank — its own 11-character IFSC. The code IDIB000N163 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000N163 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Narayan Vihar branch is mapped to IFSC IDIB000N163 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000N163.
Banking services available
The Narayan Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-2983111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N163
How to transfer money using IFSC IDIB000N163
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N163 across all three.
How to use IFSC IDIB000N163 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's NARAYAN VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000N163.
- Confirm the bank name auto-populates as Indian Bank and the branch as NARAYAN VIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NARAYAN VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NARAYAN VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N163 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – NARAYAN VIHAR, use IMPS. With IFSC IDIB000N163 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N163 for Indian Bank – NARAYAN VIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N163 | Yes – IDIB000N163 | Yes – IDIB000N163 |
For most retail customers crediting the Narayan Vihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000N163
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NARAYAN VIHAR is still mapped to IFSC IDIB000N163. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000N163 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000N163
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NARAYAN VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000N163 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Narayan Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000N163 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – NARAYAN VIHAR:
- The IFSC is exactly IDIB000N163 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and NARAYAN VIHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Narayan Vihar branch
The branch is located at JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR MANSAROVAR PIN 302020, which puts it inside Mansarovar Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Narayan Vihar branch” — the verified location pin for IFSC IDIB000N163 should appear at the top of the results.
- Confirm the branch is open by calling 141-2983111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000N163 and your account number.
Verifying IFSC IDIB000N163 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N163 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 141-2983111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Narayan Vihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N163 continue to work without interruption.
Branch address & contact
Indian BankNarayan Vihar Branch
JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR MANSAROVAR PIN 302020
Mansarovar Jaipur, Rajasthan
Phone: 141-2983111
IFSC: IDIB000N163
Frequently asked questions
How do I add Indian Bank Narayan Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000N163, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Narayan Vihar branch?
You can reach the branch at 141-2983111 during regular banking hours.
Where is Indian Bank Narayan Vihar branch located?
Indian Bank's Narayan Vihar branch is located at JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR MANSAROVAR PIN 302020, Mansarovar Jaipur, Rajasthan.
How quickly will an NEFT transfer using IDIB000N163 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Narayan Vihar reflect within 30 minutes.
Can I use IFSC IDIB000N163 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N163 to send funds instantly.
Is IFSC IDIB000N163 valid for NEFT and RTGS?
Yes. IFSC IDIB000N163 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000N163 belongs to Indian Bank's NARAYAN VIHAR branch, located at JMD TOWER SBLOCK OPP BHAKAR MARRIAGE GARDEN NARAYAN VIHAR MANSAROVARJAIPUR… in MANSAROVAR JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
