Use this page as a one-stop reference for everything related to Indian Bank's MANDYA branch in MANDYA, KARNATAKA. The branch's IFSC code IDIB000M014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000M014 is the IFSC of Indian Bank's MANDYA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M014 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mandya |
| IFSC Code | IDIB000M014 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO 12 71/1120 M C ROAD MANDYA HPO PIN 571401 |
| City | Mandya |
| District | Mandya |
| State | Karnataka |
| STD Code | 8232 |
| Phone | 220070 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mandya branch — IFSC IDIB000M014 — extends the bank's services to customers in and around Mandya, Karnataka.
About this branch
The branch is located at P B NO 12 71/1120 M C ROAD MANDYA HPO PIN 571401. It serves the Mandya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M014 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANDYA of Indian Bank — its own 11-character IFSC. The code IDIB000M014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M014 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000M014
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M014 across all three.
NEFT to Indian Bank, MANDYA using IFSC IDIB000M014
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M014, and confirm that the system picks up Indian Bank – MANDYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M014
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MANDYA, ensure your bank's portal accepts IFSC IDIB000M014 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MANDYA, use IMPS. With IFSC IDIB000M014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M014 for Indian Bank – MANDYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M014 | Yes – IDIB000M014 | Yes – IDIB000M014 |
For most retail customers crediting the Mandya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MANDYA branch, the IFSC IDIB000M014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mandya branch is mapped to IFSC IDIB000M014 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M014.
Products and services
Customers walking into the Mandya branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M014
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M014 and the account number together uniquely identify the Mandya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000M014
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MANDYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000M014
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – MANDYA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M014. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mandya branch
The branch is located at P B NO 12 71/1120 M C ROAD MANDYA HPO PIN 571401, which puts it inside Mandya, the broader Mandya district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mandya branch” — the verified location pin for IFSC IDIB000M014 should appear at the top of the results.
- Confirm the branch is open by calling 8232-220070 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M014 and your account number.
Verifying IFSC IDIB000M014 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M014 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8232-220070.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mandya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M014 continue to work without interruption.
Branch address & contact
Indian BankMandya Branch
P B NO 12 71/1120 M C ROAD MANDYA HPO PIN 571401
Mandya, Karnataka
Phone: 8232-220070
IFSC: IDIB000M014
Frequently asked questions
How quickly will an NEFT transfer using IDIB000M014 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mandya reflect within 30 minutes.
How do I add Indian Bank Mandya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M014, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000M014 the same for all accounts at Mandya branch?
Yes. The IFSC IDIB000M014 is shared by every account held at Indian Bank's Mandya branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Mandya branch?
You can reach the branch at 8232-220070 during regular banking hours.
Is IFSC IDIB000M014 valid for NEFT and RTGS?
Yes. IFSC IDIB000M014 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Mandya branch?
The IFSC code of Indian Bank, Mandya branch is IDIB000M014. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mandya branch but serve different purposes.
Final notes
To recap: IDIB000M014 is the IFSC code of Indian Bank, MANDYA branch, in MANDYA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
